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Get Cheap Car Insurance in Downtown Sacramento, Sacramento, CA
We monitor insurance prices, helping the average driver in Downtown Sacramento save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Downtown Sacramento
The chart below shows the cheapest car insurance company in Downtown Sacramento for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Downtown Sacramento Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| Geico | $65 |
| Progressive | $70 |
| Travelers | $72 |
Savings for Every Kind of Downtown Sacramento Driver
Based on our extensive insurance data, we know the average Downtown Sacramento driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $735 per year by choosing the right vehicle insurance company. Some Downtown Sacramento residents are paying out over $2,300 extra every year for auto insurance in Downtown Sacramento. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown Sacramento, Sacramento, CA Savings / Yr. |
|---|---|
$735 |
|
$1,347 |
|
$1,065 |
|
$1,872 |
|
$961 |
|
$417 |
|
$0 |
Downtown Sacramento Car Insurance vs. Sacramento
People living in Downtown Sacramento pay an average of 14.54% more than the typical driver in the state. The average driver in Downtown Sacramento can expect to pay about $1,077 per year, or $2,300 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Downtown Sacramento for most people.
Car Insurance Prices by Downtown Sacramento Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown Sacramento?
The map shows insurance prices in and around Downtown Sacramento, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $208 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,361 to a low of $2,153. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Downtown Sacramento.Pick the Best Car Insurance Company for You in Downtown Sacramento
The best car insurance provider for most drivers in Downtown Sacramento
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $735 over the average Downtown Sacramento car insurance company.
The best car insurance provider for Downtown Sacramento drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,347 over the competition.
The best car insurance company for Downtown Sacramento drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,065 better than other car insurance companies.
The best auto insurance for Downtown Sacramento drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,872 less each year.
The least expensive car insurance company for new and young drivers in Downtown Sacramento
In Downtown Sacramento, State Farm costs young drivers $961 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown Sacramento
Progressive gave the largest car insurance discounts to married couples, averaging $417 saved each year compared to an average Downtown Sacramento couple's premiums.
The cheapest car insurance in Downtown Sacramento for drivers with bad credit
The best Downtown Sacramento car insurance company for customer service
Nationwide was the best company for customer service in Downtown Sacramento according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown Sacramento
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Downtown Sacramento driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown Sacramento, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Downtown Sacramento
What Influences the Cost of Car Insurance in Downtown Sacramento?
On average, car insurance in Downtown Sacramento is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown Sacramento are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Downtown Sacramento has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown Sacramento is $90 per month for minimum coverage and $192 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Boulevard Park: Insurance costs 6.52% less
- Richmond Grove: Insurance costs 0.83% more
- Midtown: Insurance costs 6.78% less
- Upper Land Park: Insurance costs the same
- Land Park: Insurance costs 12.17% less
- River Gardens: Insurance costs 1.52% less
- Bryte: Insurance costs 6.39% less
- Gateway Center: Insurance costs 3.87% less
- Curtis Park: Insurance costs 12.39% less
- North Oak Park: Insurance costs 4.83% less
Neighborhoods with Similar Populations
- Miller Park: Insurance costs 45.26% less
- Wydewood Estates: Insurance costs 28.00% less
- Harris Branch: Insurance costs 24.39% less
- Bolsa Chica-Heil: Insurance costs 8.22% less
- Boca Teeca: Insurance costs 25.22% more
- Eastside: Insurance costs 0.35% less
- Sun Willows: Insurance costs 31.70% less
- Hunter's Ridge: Insurance costs 4.57% less
- Pineapple Park: Insurance costs 23.48% more
- Lackawanna: Insurance costs 28.74% more