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Get Cheap Car Insurance in Richmond Grove, Sacramento, CA
We monitor insurance prices, helping the average driver in Richmond Grove save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Richmond Grove
The chart below shows the cheapest car insurance company in Richmond Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Richmond Grove Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| Geico | $66 |
| Progressive | $70 |
| Travelers | $73 |
Savings for Every Kind of Richmond Grove Driver
Based on our extensive insurance data, we know the average Richmond Grove driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $741 per year by choosing the right vehicle insurance company. Some Richmond Grove residents are paying out over $2,319 extra every year for auto insurance in Richmond Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Richmond Grove, Sacramento, CA Savings / Yr. |
|---|---|
$741 |
|
$1,358 |
|
$1,074 |
|
$1,887 |
|
$969 |
|
$420 |
|
$0 |
Richmond Grove Car Insurance vs. Sacramento
People living in Richmond Grove pay an average of 15.49% more than the typical driver in the state. The average driver in Richmond Grove can expect to pay about $1,086 per year, or $2,319 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Richmond Grove for most people.
Car Insurance Prices by Richmond Grove Neighborhood
Insurance Prices
Where is insurance cheapest within Richmond Grove?
The map shows insurance prices in and around Richmond Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $130 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,384 to a low of $2,254. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Richmond Grove.Pick the Best Car Insurance Company for You in Richmond Grove
The best car insurance provider for most drivers in Richmond Grove
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $741 over the average Richmond Grove car insurance company.
The best car insurance provider for Richmond Grove drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,358 over the competition.
The best car insurance company for Richmond Grove drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,074 better than other car insurance companies.
The best auto insurance for Richmond Grove drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,887 less each year.
The least expensive car insurance company for new and young drivers in Richmond Grove
In Richmond Grove, State Farm costs young drivers $969 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Richmond Grove
Progressive gave the largest car insurance discounts to married couples, averaging $420 saved each year compared to an average Richmond Grove couple's premiums.
The cheapest car insurance in Richmond Grove for drivers with bad credit
The best Richmond Grove car insurance company for customer service
Nationwide was the best company for customer service in Richmond Grove according to the NAIC.
Recent price drops
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The cheapest large national provider in Richmond Grove
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Richmond Grove driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Richmond Grove, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Richmond Grove
What Influences the Cost of Car Insurance in Richmond Grove?
On average, car insurance in Richmond Grove is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Richmond Grove are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Richmond Grove is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Richmond Grove is $90 per month for minimum coverage and $193 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Midtown: Insurance costs 7.55% less
- Downtown Sacramento: Insurance costs 0.82% less
- Boulevard Park: Insurance costs 7.29% less
- Land Park: Insurance costs 12.89% less
- Upper Land Park: Insurance costs 0.82% less
- Curtis Park: Insurance costs 13.11% less
- North Oak Park: Insurance costs 5.61% less
- Central Oak Park: Insurance costs 3.62% less
- East Sacramento: Insurance costs 11.82% less
- North City Farms: Insurance costs 4.01% less
Neighborhoods with Similar Populations
- Downtown Fontana: Insurance costs 0.43% less
- Valley Adams: Insurance costs 4.40% less
- Tucson Park West: Insurance costs 19.92% less
- Gilcrease Hills: Insurance costs 18.15% less
- Franklin Plantation: Insurance costs 24.41% less
- Forest Glen: Insurance costs 37.04% less
- East Harriet: Insurance costs 23.89% less
- Downtown Lynn Haven: Insurance costs 5.48% more
- Downtown Hilo: Insurance costs 37.60% less
- Valverde: Insurance costs 3.41% less