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Get Cheap Car Insurance in Upper Land Park, Sacramento, CA
We monitor insurance prices, helping the average driver in Upper Land Park save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Upper Land Park
The chart below shows the cheapest car insurance company in Upper Land Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Upper Land Park Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| Geico | $65 |
| Progressive | $70 |
| Travelers | $72 |
Savings for Every Kind of Upper Land Park Driver
Based on our extensive insurance data, we know the average Upper Land Park driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $735 per year by choosing the right vehicle insurance company. Some Upper Land Park residents are paying out over $2,300 extra every year for auto insurance in Upper Land Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upper Land Park, Sacramento, CA Savings / Yr. |
|---|---|
$735 |
|
$1,347 |
|
$1,065 |
|
$1,872 |
|
$961 |
|
$417 |
|
$0 |
Upper Land Park Car Insurance vs. Sacramento
People living in Upper Land Park pay an average of 14.56% more than the typical driver in the state. The average driver in Upper Land Park can expect to pay about $1,077 per year, or $2,300 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Upper Land Park for most people.
Car Insurance Prices by Upper Land Park Neighborhood
Insurance Prices
Where is insurance cheapest within Upper Land Park?
The map shows insurance prices in and around Upper Land Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $490 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,526 to a low of $2,036. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Upper Land Park.Pick the Best Car Insurance Company for You in Upper Land Park
The best car insurance provider for most drivers in Upper Land Park
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $735 over the average Upper Land Park car insurance company.
The best car insurance provider for Upper Land Park drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,347 over the competition.
The best car insurance company for Upper Land Park drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,065 better than other car insurance companies.
The best auto insurance for Upper Land Park drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,872 less each year.
The least expensive car insurance company for new and young drivers in Upper Land Park
In Upper Land Park, State Farm costs young drivers $961 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upper Land Park
Progressive gave the largest car insurance discounts to married couples, averaging $417 saved each year compared to an average Upper Land Park couple's premiums.
The cheapest car insurance in Upper Land Park for drivers with bad credit
The best Upper Land Park car insurance company for customer service
Nationwide was the best company for customer service in Upper Land Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Upper Land Park
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Upper Land Park driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upper Land Park, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Upper Land Park
What Influences the Cost of Car Insurance in Upper Land Park?
On average, car insurance in Upper Land Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upper Land Park are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Upper Land Park has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Upper Land Park is $90 per month for minimum coverage and $192 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Land Park: Insurance costs 12.17% less
- Richmond Grove: Insurance costs 0.83% more
- Northeast Village: Insurance costs 8.91% less
- Curtis Park: Insurance costs 12.39% less
- Downtown Sacramento: Insurance costs the same
- Midtown: Insurance costs 6.78% less
- Boulevard Park: Insurance costs 6.52% less
- North Oak Park: Insurance costs 4.83% less
- North City Farms: Insurance costs 3.22% less
- Central Oak Park: Insurance costs 2.83% less
Neighborhoods with Similar Populations
- Brandywine: Insurance costs 12.52% less
- Belding Woods: Insurance costs 2.61% more
- Belevedere: Insurance costs 6.70% less
- Belle Vista: Insurance costs 47.61% less
- Berea: Insurance costs 8.91% more
- Berkshire Lakes: Insurance costs 11.09% more
- Bingham: Insurance costs 22.26% less
- Bishops Corner: Insurance costs 10.74% less
- Boulevard Bluffs: Insurance costs 31.91% less
- Alta Vista-Waco: Insurance costs 27.57% less