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Get Cheap Car Insurance in Berea, Baltimore, MD
We monitor insurance prices, helping the average driver in Berea save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Berea
The chart below shows the cheapest car insurance company in Berea for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Berea Insurer | Monthly Cost |
|---|---|
| State Farm | $116 |
| Erie Insurance | $118 |
| Travelers | $134 |
| Safeco Insurance | $139 |
Savings for Every Kind of Berea Driver
Based on our extensive insurance data, we know the average Berea driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $466 per year by choosing the right vehicle insurance company. Some Berea residents are paying out over $2,505 extra every year for auto insurance in Berea. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Berea, Baltimore, MD Savings / Yr. |
|---|---|
$466 |
|
$438 |
|
$510 |
|
$822 |
|
$1,580 |
|
$282 |
|
$1,104 |
Berea Car Insurance vs. Baltimore
People living in Berea pay an average of 35.16% more than the typical driver in the state. The average driver in Berea can expect to pay about $1,707 per year, or $2,505 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Berea for most people.
Car Insurance Prices by Berea Neighborhood
Insurance Prices
Where is insurance cheapest within Berea?
The map shows insurance prices in and around Berea, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $680 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,606 to a low of $1,926. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the North parts of Berea.Pick the Best Car Insurance Company for You in Berea
The best car insurance provider for most drivers in Berea
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $466 over the average Berea car insurance company.
The best car insurance provider for Berea drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $438 over the competition.
The best car insurance company for Berea drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $510 better than other car insurance companies.
The best auto insurance for Berea drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $822 less each year.
The least expensive car insurance company for new and young drivers in Berea
In Berea, Erie Insurance costs young drivers $1,580 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Berea
State Farm gave the largest car insurance discounts to married couples, averaging $282 saved each year compared to an average Berea couple's premiums.
The cheapest car insurance in Berea for drivers with bad credit
The best Berea car insurance company for customer service
Recent price drops
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The cheapest large national provider in Berea
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Berea driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Berea, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Berea
What Influences the Cost of Car Insurance in Berea?
On average, car insurance in Berea is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Berea is 43 minutes, which is a little more than average for a driver in the city.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Berea are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Berea is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Berea is $142 per month for minimum coverage and $209 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Madison-Eastend: Insurance costs 0.28% less
- Greenmount: Insurance costs 2.44% less
- Hopkins-Middle East: Insurance costs 7.50% less
- Patterson Park: Insurance costs 6.63% less
- Belair-Edison: Insurance costs 1.40% less
- Midway-Coldstream: Insurance costs 3.43% less
- Oldtown: Insurance costs 8.66% less
- Monument Street: Insurance costs 14.61% less
- Highlandtown: Insurance costs 10.30% less
- Fells Point: Insurance costs 16.45% less
Neighborhoods with Similar Populations
- West Lake Forest: Insurance costs 67.07% more
- Washington Court House Historic District: Insurance costs 54.21% less
- Sandusky Street Historic District: Insurance costs 56.09% less
- Belle Vista: Insurance costs 51.90% less
- West Central Jackson: Insurance costs 22.79% less
- Sharyland Plantation: Insurance costs 29.14% less
- Northeast: Insurance costs 49.22% less
- South Shore of Wellington: Insurance costs 20.84% more
- Archer Limits: Insurance costs 21.00% less
- Amity: Insurance costs 0.72% less