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Get Cheap Car Insurance in Oldtown, Baltimore, MD
We monitor insurance prices, helping the average driver in Oldtown save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Oldtown
The chart below shows the cheapest car insurance company in Oldtown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Oldtown Insurer | Monthly Cost |
|---|---|
| State Farm | $106 |
| Erie Insurance | $107 |
| Travelers | $122 |
| Safeco Insurance | $127 |
Savings for Every Kind of Oldtown Driver
Based on our extensive insurance data, we know the average Oldtown driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $426 per year by choosing the right vehicle insurance company. Some Oldtown residents are paying out over $2,288 extra every year for auto insurance in Oldtown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oldtown, Baltimore, MD Savings / Yr. |
|---|---|
$426 |
|
$400 |
|
$466 |
|
$751 |
|
$1,444 |
|
$258 |
|
$1,009 |
Oldtown Car Insurance vs. Baltimore
People living in Oldtown pay an average of 23.49% more than the typical driver in the state. The average driver in Oldtown can expect to pay about $1,560 per year, or $2,288 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Oldtown for most people.
Car Insurance Prices by Oldtown Neighborhood
Insurance Prices
Where is insurance cheapest within Oldtown?
The map shows insurance prices in and around Oldtown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $300 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,487 to a low of $2,187. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Oldtown.Pick the Best Car Insurance Company for You in Oldtown
The best car insurance provider for most drivers in Oldtown
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $426 over the average Oldtown car insurance company.
The best car insurance provider for Oldtown drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $400 over the competition.
The best car insurance company for Oldtown drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $466 better than other car insurance companies.
The best auto insurance for Oldtown drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $751 less each year.
The least expensive car insurance company for new and young drivers in Oldtown
In Oldtown, Erie Insurance costs young drivers $1,444 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oldtown
State Farm gave the largest car insurance discounts to married couples, averaging $258 saved each year compared to an average Oldtown couple's premiums.
The cheapest car insurance in Oldtown for drivers with bad credit
The best Oldtown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oldtown
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Oldtown driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oldtown, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Oldtown
What Influences the Cost of Car Insurance in Oldtown?
On average, car insurance in Oldtown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Oldtown is 51 minutes, which is far more than average for a driver in the city.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oldtown are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Oldtown is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Oldtown is $130 per month for minimum coverage and $191 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Mount Vernon: Insurance costs 2.05% less
- Mid-Town Belvedere: Insurance costs 6.34% less
- Greenmount: Insurance costs 6.82% more
- Hopkins-Middle East: Insurance costs 1.27% more
- Jonestown: Insurance costs 7.82% less
- Downtown: Insurance costs 8.04% less
- Fells Point: Insurance costs 8.52% less
- Reservoir Hill-Bolton Hill: Insurance costs 0.39% more
- Madison-Eastend: Insurance costs 9.18% more
- Berea: Insurance costs 9.48% more
Neighborhoods with Similar Populations
- Amber Valley: Insurance costs 44.23% less
- Windsor Square: Insurance costs 12.98% less
- Willow Meadows-Willowbend Area: Insurance costs 14.03% less
- West Side Hartford: Insurance costs 4.28% less
- West Rock: Insurance costs 0.61% more
- Weatherby: Insurance costs 81.82% more
- University Commons: Insurance costs 14.90% less
- Town Center: Insurance costs 26.79% less
- Buckingham Lake-Crestwood: Insurance costs 0.83% more
- Brookfield Village: Insurance costs 5.16% more