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Get Cheap Car Insurance in Amber Valley, Fargo, ND
We monitor insurance prices, helping the average driver in Amber Valley save up to 27.8% on car insurance.
The Cheapest Minimum Coverage in Amber Valley
The chart below shows the cheapest car insurance company in Amber Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Midvale Home & Auto, American Family Insurance, and Auto-Owners Insurance.
| Amber Valley Insurer | Monthly Cost |
|---|---|
| State Farm | $29 |
| Midvale Home & Auto | $30 |
| American Family Insurance | $30 |
| Auto-Owners Insurance | $33 |
Savings for Every Kind of Amber Valley Driver
Based on our extensive insurance data, we know the average Amber Valley driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $354 per year by choosing the right vehicle insurance company. Some Amber Valley residents are paying out over $1,276 extra every year for auto insurance in Amber Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Amber Valley, Fargo, ND Savings / Yr. |
|---|---|
$354 |
|
$465 |
|
$326 |
|
$422 |
|
$1,010 |
|
$324 |
|
$398 |
Amber Valley Car Insurance vs. Fargo
People living in Amber Valley pay an average of 10.36% less than the typical driver in the state. The average driver in Amber Valley can expect to pay about $442 per year, or $1,276 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Amber Valley for most people.
Car Insurance Prices by Amber Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Amber Valley?
The map shows insurance prices in and around Amber Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $175 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,441 to a low of $1,266. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Amber Valley.Pick the Best Car Insurance Company for You in Amber Valley
The best car insurance provider for most drivers in Amber Valley
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $354 over the average Amber Valley car insurance company.
The best car insurance provider for Amber Valley drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $465 over the competition.
The best car insurance company for Amber Valley drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $326 better than other car insurance companies.
The best auto insurance for Amber Valley drivers with a DUI conviction
Getting a quote from Grinnell Mutual may cost the average person with a DUI about $422 less each year.
The least expensive car insurance company for new and young drivers in Amber Valley
In Amber Valley, State Farm costs young drivers $1,010 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Amber Valley
State Farm gave the largest car insurance discounts to married couples, averaging $324 saved each year compared to an average Amber Valley couple's premiums.
The cheapest car insurance in Amber Valley for drivers with bad credit
The best Amber Valley car insurance company for customer service
Nationwide was the best company for customer service in Amber Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Amber Valley
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Amber Valley driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Amber Valley, USAA has the best prices for drivers with a DUI conviction, married couples, good drivers, drivers with accidents, drivers with speeding tickets, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Amber Valley
What Influences the Cost of Car Insurance in Amber Valley?
On average, car insurance in Amber Valley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Amber Valley is 16 minutes, which is far less than average for a driver in the city.
- North Dakota state insurance regulations may allow for lower prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Amber Valley are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Amber Valley is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Amber Valley is $37 per month for minimum coverage and $106 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Willow Park: Insurance costs 12.93% more
- West Acres: Insurance costs 14.97% more
- Osgood: Insurance costs 0.78% less
- Bluemont Lakes: Insurance costs 9.09% more
- Village West: Insurance costs 13.71% more
- Woodhaven: Insurance costs 0.78% less
- Westgate: Insurance costs 5.96% more
- Stone Bridge: Insurance costs 1.41% more
- Brunsdale: Insurance costs 5.41% more
- Southpointe: Insurance costs 2.43% more
Neighborhoods with Similar Populations
- Rivers Bend Estates: Insurance costs 146.47% more
- North Ukiah: Insurance costs 55.72% more
- The Island: Insurance costs 10.58% more
- Washington Court House Historic District: Insurance costs 10.11% less
- Thorpe Westwood: Insurance costs 2.98% more
- Kensington: Insurance costs 59.01% more
- Owings Mills New Town: Insurance costs 71.71% more
- Ridge: Insurance costs 51.49% more
- North Amherst: Insurance costs 24.92% more
- Selby-on-the-Bay: Insurance costs 43.81% more