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Get Cheap Car Insurance in Selby-on-the-Bay, Mayo, MD
We monitor insurance prices, helping the average driver in Selby-on-the-Bay save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Selby-on-the-Bay
The chart below shows the cheapest car insurance company in Selby-on-the-Bay for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Selby-on-the-Bay Insurer | Monthly Cost |
|---|---|
| State Farm | $85 |
| Erie Insurance | $86 |
| Travelers | $98 |
| Safeco Insurance | $102 |
Savings for Every Kind of Selby-on-the-Bay Driver
Based on our extensive insurance data, we know the average Selby-on-the-Bay driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $342 per year by choosing the right vehicle insurance company. Some Selby-on-the-Bay residents are paying out over $1,835 extra every year for auto insurance in Selby-on-the-Bay. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Selby-on-the-Bay, Mayo, MD Savings / Yr. |
|---|---|
$342 |
|
$321 |
|
$373 |
|
$602 |
|
$1,158 |
|
$207 |
|
$809 |
Selby-on-the-Bay Car Insurance vs. Mayo
People living in Selby-on-the-Bay pay an average of 0.97% less than the typical driver in the state. The average driver in Selby-on-the-Bay can expect to pay about $1,251 per year, or $1,835 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Selby-on-the-Bay for most people.
Car Insurance Prices by Selby-on-the-Bay Neighborhood
Insurance Prices
Where is insurance cheapest within Selby-on-the-Bay?
The map shows insurance prices in and around Selby-on-the-Bay, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $74 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,860 to a low of $1,786. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Selby-on-the-Bay.Pick the Best Car Insurance Company for You in Selby-on-the-Bay
The best car insurance provider for most drivers in Selby-on-the-Bay
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $342 over the average Selby-on-the-Bay car insurance company.
The best car insurance provider for Selby-on-the-Bay drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $321 over the competition.
The best car insurance company for Selby-on-the-Bay drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $373 better than other car insurance companies.
The best auto insurance for Selby-on-the-Bay drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $602 less each year.
The least expensive car insurance company for new and young drivers in Selby-on-the-Bay
In Selby-on-the-Bay, Erie Insurance costs young drivers $1,158 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Selby-on-the-Bay
State Farm gave the largest car insurance discounts to married couples, averaging $207 saved each year compared to an average Selby-on-the-Bay couple's premiums.
The cheapest car insurance in Selby-on-the-Bay for drivers with bad credit
The best Selby-on-the-Bay car insurance company for customer service
Nationwide was the best company for customer service in Selby-on-the-Bay according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Selby-on-the-Bay, which was better than other insurers.
The cheapest large national provider in Selby-on-the-Bay
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Selby-on-the-Bay driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Selby-on-the-Bay, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Selby-on-the-Bay
What Influences the Cost of Car Insurance in Selby-on-the-Bay?
On average, car insurance in Selby-on-the-Bay is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Selby-on-the-Bay are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Selby-on-the-Bay is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Selby-on-the-Bay is $104 per month for minimum coverage and $153 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Londontowne: Insurance costs 0.27% less
- Hillsmere Shores: Insurance costs 2.18% more
- Downtown Annapolis: Insurance costs 1.14% more
- Greater Upper Marlboro: Insurance costs 23.27% more
- Green Haven: Insurance costs 0.38% less
- South Gate: Insurance costs 8.45% more
- School Gardens: Insurance costs 0.82% less
- Lanham-Seabrook: Insurance costs 23.60% more
- Goddard: Insurance costs 23.11% more
- Greater Landover: Insurance costs 31.39% more
Neighborhoods with Similar Populations
- Belle Haven: Insurance costs 31.23% less
- Rivers Bend Estates: Insurance costs 71.39% more
- North End: Insurance costs 22.56% less
- North Harford Road: Insurance costs 21.31% more
- North Ukiah: Insurance costs 8.28% more
- Old North Sacramento: Insurance costs 21.09% more
- Oriole Margate Golf Course: Insurance costs 66.76% more
- Parkside: Insurance costs 79.95% more
- Port Tampa City: Insurance costs 50.57% more
- New Bethel: Insurance costs 33.79% less