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Get Cheap Car Insurance in Goddard, Seabrook, MD
We monitor insurance prices, helping the average driver in Goddard save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Goddard
The chart below shows the cheapest car insurance company in Goddard for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Goddard Insurer | Monthly Cost |
|---|---|
| State Farm | $105 |
| Erie Insurance | $106 |
| Travelers | $121 |
| Safeco Insurance | $126 |
Savings for Every Kind of Goddard Driver
Based on our extensive insurance data, we know the average Goddard driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $421 per year by choosing the right vehicle insurance company. Some Goddard residents are paying out over $2,259 extra every year for auto insurance in Goddard. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Goddard, Seabrook, MD Savings / Yr. |
|---|---|
$421 |
|
$395 |
|
$460 |
|
$741 |
|
$1,425 |
|
$255 |
|
$996 |
Goddard Car Insurance vs. Seabrook
People living in Goddard pay an average of 21.90% more than the typical driver in the state. The average driver in Goddard can expect to pay about $1,540 per year, or $2,259 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Goddard for most people.
Car Insurance Prices by Goddard Neighborhood
Insurance Prices
Where is insurance cheapest within Goddard?
The map shows insurance prices in and around Goddard, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $234 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,378 to a low of $2,144. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Goddard.Pick the Best Car Insurance Company for You in Goddard
The best car insurance provider for most drivers in Goddard
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $421 over the average Goddard car insurance company.
The best car insurance provider for Goddard drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $395 over the competition.
The best car insurance company for Goddard drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $460 better than other car insurance companies.
The best auto insurance for Goddard drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $741 less each year.
The least expensive car insurance company for new and young drivers in Goddard
In Goddard, Erie Insurance costs young drivers $1,425 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Goddard
State Farm gave the largest car insurance discounts to married couples, averaging $255 saved each year compared to an average Goddard couple's premiums.
The cheapest car insurance in Goddard for drivers with bad credit
The best Goddard car insurance company for customer service
Recent price drops
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The cheapest large national provider in Goddard
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Goddard driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Goddard, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Goddard
What Influences the Cost of Car Insurance in Goddard?
On average, car insurance in Goddard is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Goddard is 44 minutes, which is far more than average for a driver in the city.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Goddard are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Goddard has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Goddard is $128 per month for minimum coverage and $188 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lanham-Seabrook: Insurance costs 0.40% more
- Woodlawn Hayattsville: Insurance costs 3.50% more
- Greater Landover: Insurance costs 6.73% more
- Ellaville: Insurance costs 0.66% less
- Hillandale: Insurance costs 2.43% less
- Green Meadows: Insurance costs 2.83% more
- Langley Park: Insurance costs 2.88% more
- Woodridge: Insurance costs 5.18% more
- New Hampshire Gardens: Insurance costs 4.96% less
- Deanwood: Insurance costs 12.13% more
Neighborhoods with Similar Populations
- South Oceanside: Insurance costs 14.87% less
- Eastway-Sheffield Park: Insurance costs 33.33% less
- Fairwood Greens: Insurance costs 26.38% less
- Glenham-Belhar: Insurance costs 0.71% more
- Hamlet: Insurance costs 7.92% more
- Hampden: Insurance costs 0.40% more
- Hayhurst: Insurance costs 26.03% less
- Highlands Historic District: Insurance costs 38.69% less
- Hikes Point: Insurance costs 7.26% less
- Hillcrest: Insurance costs 7.61% less