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Get Cheap Car Insurance in Woodlawn Hayattsville, Hyattsville, MD

We monitor insurance prices, helping the average driver in Woodlawn Hayattsville save up to 26.9% on car insurance.

 

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The Cheapest Minimum Coverage in Woodlawn Hayattsville

The chart below shows the cheapest car insurance company in Woodlawn Hayattsville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.

 
Woodlawn Hayattsville Insurer Monthly Cost
State Farm $108
Erie Insurance $110
Travelers $125
Safeco Insurance $130

Savings for Every Kind of Woodlawn Hayattsville Driver

The table shows how much the average auto insurance customer in Woodlawn Hayattsville might save by following our recommendations.

Based on our extensive insurance data, we know the average Woodlawn Hayattsville driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $435 per year by choosing the right vehicle insurance company. Some Woodlawn Hayattsville residents are paying out over $2,338 extra every year for auto insurance in Woodlawn Hayattsville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Woodlawn Hayattsville, Hyattsville, MD Savings / Yr.
$435
$409
$476
$767
$1,475
$264
$1,031

Woodlawn Hayattsville Car Insurance vs. Hyattsville

People living in Woodlawn Hayattsville pay an average of 26.15% more than the typical driver in the state. The average driver in Woodlawn Hayattsville can expect to pay about $1,593 per year, or $2,338 for full coverage.

Based on our analysis, MetLife will be the cheapest provider in Woodlawn Hayattsville for most people.

Car Insurance Prices by Woodlawn Hayattsville Neighborhood

Woodlawn Hayattsville, Hyattsville, MD map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Woodlawn Hayattsville?

The map shows insurance prices in and around Woodlawn Hayattsville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $224 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,486 to a low of $2,262. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the West parts of Woodlawn Hayattsville.

Pick the Best Car Insurance Company for You in Woodlawn Hayattsville

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Woodlawn Hayattsville insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Woodlawn Hayattsville

For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $435 over the average Woodlawn Hayattsville car insurance company.

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We use the average good driver, paying $159 per month, as our baseline for pricing in Woodlawn Hayattsville. Geico, Travelers, and MetLife are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Woodlawn Hayattsville drivers with accidents on their records

In Woodlawn Hayattsville getting into an accident will raise premiums an average 25% for a yearly cost of $3,121. That's $783 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Erie Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $409 over the competition.

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The best car insurance company for Woodlawn Hayattsville drivers with speeding tickets

>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $476 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Woodlawn Hayattsville, tickets raise premiums on new quotes about $489. If you have a speeding ticket, we recommend State Farm, Geico, and Erie Insurance for savings that beat the average insurance cost of $2,827 per year.

The best auto insurance for Woodlawn Hayattsville drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,344 per year in auto insurance premiums, which was $1,007 more than a driver with no major issues. Progressive, Travelers, and Erie Insurance penalized their customers the least for a DUI.

Getting a quote from Erie Insurance may cost the average person with a DUI about $767 less each year.

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The least expensive car insurance company for new and young drivers in Woodlawn Hayattsville

In Woodlawn Hayattsville, Erie Insurance costs young drivers $1,475 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 68% more for insurance than more mature drivers in Woodlawn Hayattsville. With an average cost of $7,237 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Woodlawn Hayattsville

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $196. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in Woodlawn Hayattsville.

State Farm gave the largest car insurance discounts to married couples, averaging $264 saved each year compared to an average Woodlawn Hayattsville couple's premiums.

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The cheapest car insurance in Woodlawn Hayattsville for drivers with bad credit

People with poor credit saved an average of $1,031 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,492 every year. Premiums for people with poor credit were about $3,830 in Woodlawn Hayattsville. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Progressive, and Safe Auto.

The best Woodlawn Hayattsville car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Woodlawn Hayattsville, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Woodlawn Hayattsville.

Nationwide was the best company for customer service in Woodlawn Hayattsville according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Woodlawn Hayattsville, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Woodlawn Hayattsville. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Woodlawn Hayattsville

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 30% of Woodlawn Hayattsville residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Woodlawn Hayattsville driver can expect to pay about $133 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Woodlawn Hayattsville, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.
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Auto Insurance Prices in and Around Woodlawn Hayattsville

What Influences the Cost of Car Insurance in Woodlawn Hayattsville?

On average, car insurance in Woodlawn Hayattsville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Woodlawn Hayattsville is 46 minutes, which is far more than average for a driver in the city.
  • Maryland state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Woodlawn Hayattsville are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
  • Woodlawn Hayattsville has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Woodlawn Hayattsville is $133 per month for minimum coverage and $195 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Woodlawn Hayattsville driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Woodlawn Hayattsville with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.