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Get Cheap Car Insurance in Hikes Point, Louisville, KY
We monitor insurance prices, helping the average driver in Hikes Point save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Hikes Point
The chart below shows the cheapest car insurance company in Hikes Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Hikes Point Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $60 |
| State Farm | $60 |
| Travelers | $87 |
| Geico | $94 |
Savings for Every Kind of Hikes Point Driver
Based on our extensive insurance data, we know the average Hikes Point driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $529 per year by choosing the right vehicle insurance company. Some Hikes Point residents are paying out over $2,095 extra every year for auto insurance in Hikes Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hikes Point, Louisville, KY Savings / Yr. |
|---|---|
$529 |
|
$868 |
|
$854 |
|
$864 |
|
$1,710 |
|
$572 |
|
$917 |
Hikes Point Car Insurance vs. Louisville
People living in Hikes Point pay an average of 1.83% less than the typical driver in the state. The average driver in Hikes Point can expect to pay about $1,079 per year, or $2,095 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Hikes Point for most people.
Car Insurance Prices by Hikes Point Neighborhood
Insurance Prices
Where is insurance cheapest within Hikes Point?
The map shows insurance prices in and around Hikes Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $177 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,203 to a low of $2,026. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Hikes Point.Pick the Best Car Insurance Company for You in Hikes Point
The best car insurance provider for most drivers in Hikes Point
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $529 over the average Hikes Point car insurance company.
The best car insurance provider for Hikes Point drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $868 over the competition.
The best car insurance company for Hikes Point drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $854 better than other car insurance companies.
The best auto insurance for Hikes Point drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $864 less each year.
The least expensive car insurance company for new and young drivers in Hikes Point
In Hikes Point, State Farm costs young drivers $1,710 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hikes Point
State Farm gave the largest car insurance discounts to married couples, averaging $572 saved each year compared to an average Hikes Point couple's premiums.
The cheapest car insurance in Hikes Point for drivers with bad credit
The best Hikes Point car insurance company for customer service
Nationwide was the best company for customer service in Hikes Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Hikes Point
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Hikes Point driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hikes Point, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Hikes Point
What Influences the Cost of Car Insurance in Hikes Point?
On average, car insurance in Hikes Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Hikes Point is 25 minutes, which is about the national average for a driver in the city.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hikes Point are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Hikes Point is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hikes Point is $90 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Klondike: Insurance costs 2.20% more
- Bowman: Insurance costs 2.10% less
- Bon Air: Insurance costs 2.43% more
- Rock Creek Lexington Road: Insurance costs 0.10% less
- Buechel: Insurance costs 10.36% more
- Bashford Manor: Insurance costs 11.41% more
- Highlands Douglass: Insurance costs 3.01% more
- Crescent Hill: Insurance costs 0.95% less
- Belknap: Insurance costs 1.19% more
- Deer Park: Insurance costs 0.67% more
Neighborhoods with Similar Populations
- Kirkmere: Insurance costs 46.35% less
- Pinellas Point: Insurance costs 42.15% more
- Pearl Highlands: Insurance costs 29.12% less
- Over-the-Rhine: Insurance costs 39.86% less
- Montclair: Insurance costs 19.90% less
- Lely Resort: Insurance costs 21.67% more
- Lamar Heights Area: Insurance costs 2.63% less
- Lakewood Springs: Insurance costs 28.02% less
- Lakewood: Insurance costs 34.94% more
- La Sierra Hills: Insurance costs 5.11% more