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Get Cheap Car Insurance in Over-the-Rhine, Cincinnati, OH
We monitor insurance prices, helping the average driver in Over-the-Rhine save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Over-the-Rhine
The chart below shows the cheapest car insurance company in Over-the-Rhine for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Over-the-Rhine Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Safeco Insurance | $54 |
| Travelers | $55 |
| Mile Auto | $57 |
Savings for Every Kind of Over-the-Rhine Driver
Based on our extensive insurance data, we know the average Over-the-Rhine driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $333 per year by choosing the right vehicle insurance company. Some Over-the-Rhine residents are paying out over $1,260 extra every year for auto insurance in Over-the-Rhine. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Over-the-Rhine, Cincinnati, OH Savings / Yr. |
|---|---|
$333 |
|
$566 |
|
$479 |
|
$511 |
|
$1,223 |
|
$348 |
|
$488 |
Over-the-Rhine Car Insurance vs. Cincinnati
People living in Over-the-Rhine pay an average of 12.12% more than the typical driver in the state. The average driver in Over-the-Rhine can expect to pay about $851 per year, or $1,260 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Over-the-Rhine for most people.
Car Insurance Prices by Over-the-Rhine Neighborhood
Insurance Prices
Where is insurance cheapest within Over-the-Rhine?
The map shows insurance prices in and around Over-the-Rhine, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $280 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,384 to a low of $1,104. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Over-the-Rhine.Pick the Best Car Insurance Company for You in Over-the-Rhine
The best car insurance provider for most drivers in Over-the-Rhine
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $333 over the average Over-the-Rhine car insurance company.
The best car insurance provider for Over-the-Rhine drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $566 over the competition.
The best car insurance company for Over-the-Rhine drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $479 better than other car insurance companies.
The best auto insurance for Over-the-Rhine drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $511 less each year.
The least expensive car insurance company for new and young drivers in Over-the-Rhine
In Over-the-Rhine, Geico costs young drivers $1,223 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Over-the-Rhine
State Farm gave the largest car insurance discounts to married couples, averaging $348 saved each year compared to an average Over-the-Rhine couple's premiums.
The cheapest car insurance in Over-the-Rhine for drivers with bad credit
The best Over-the-Rhine car insurance company for customer service
Nationwide was the best company for customer service in Over-the-Rhine according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Over-the-Rhine, which was better than other insurers.
The cheapest large national provider in Over-the-Rhine
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Over-the-Rhine driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Over-the-Rhine, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Over-the-Rhine
What Influences the Cost of Car Insurance in Over-the-Rhine?
On average, car insurance in Over-the-Rhine is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Over-the-Rhine are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Over-the-Rhine is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Over-the-Rhine is $71 per month for minimum coverage and $105 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- West End: Insurance costs 12.14% more
- Mount Auburn: Insurance costs 3.25% more
- Central Business District: Insurance costs 3.73% less
- Cuf: Insurance costs 6.59% less
- Corryville: Insurance costs 4.92% less
- Walnut Hills: Insurance costs 5.08% more
- Clifton: Insurance costs 0.87% less
- Avondale: Insurance costs 9.13% more
- East Price Hill: Insurance costs 2.14% more
- South Fairmount: Insurance costs 9.76% more
Neighborhoods with Similar Populations
- Sun Groves: Insurance costs 47.94% more
- Downtown Huntington Beach: Insurance costs 77.62% more
- Downtown Lexington: Insurance costs 74.37% more
- Fairwood Greens: Insurance costs 31.98% more
- Forest Park: Insurance costs 94.13% more
- Glenham-Belhar: Insurance costs 80.56% more
- Indian Lake East: Insurance costs 43.65% more
- Indianola Hills: Insurance costs 4.05% more
- Kennydale: Insurance costs 31.83% more
- Old City-Produce and Waterfront: Insurance costs 91.27% more