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Get Cheap Car Insurance in Old City-Produce and Waterfront, Oakland, CA
We monitor insurance prices, helping the average driver in Old City-Produce and Waterfront save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Old City-Produce and Waterfront
The chart below shows the cheapest car insurance company in Old City-Produce and Waterfront for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Old City-Produce and Waterfront Insurer | Monthly Cost |
|---|---|
| Metromile | $61 |
| Geico | $68 |
| Progressive | $73 |
| Travelers | $76 |
Savings for Every Kind of Old City-Produce and Waterfront Driver
Based on our extensive insurance data, we know the average Old City-Produce and Waterfront driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $771 per year by choosing the right vehicle insurance company. Some Old City-Produce and Waterfront residents are paying out over $2,410 extra every year for auto insurance in Old City-Produce and Waterfront. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old City-Produce and Waterfront, Oakland, CA Savings / Yr. |
|---|---|
$771 |
|
$1,411 |
|
$1,116 |
|
$1,961 |
|
$1,007 |
|
$437 |
|
$0 |
Old City-Produce and Waterfront Car Insurance vs. Oakland
People living in Old City-Produce and Waterfront pay an average of 20.03% more than the typical driver in the state. The average driver in Old City-Produce and Waterfront can expect to pay about $1,128 per year, or $2,410 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Old City-Produce and Waterfront for most people.
Car Insurance Prices by Old City-Produce and Waterfront Neighborhood
Insurance Prices
Where is insurance cheapest within Old City-Produce and Waterfront?
The map shows insurance prices in and around Old City-Produce and Waterfront, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $463 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,620 to a low of $2,157. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Old City-Produce and Waterfront.Pick the Best Car Insurance Company for You in Old City-Produce and Waterfront
The best car insurance provider for most drivers in Old City-Produce and Waterfront
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $771 over the average Old City-Produce and Waterfront car insurance company.
The best car insurance provider for Old City-Produce and Waterfront drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,411 over the competition.
The best car insurance company for Old City-Produce and Waterfront drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,116 better than other car insurance companies.
The best auto insurance for Old City-Produce and Waterfront drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,961 less each year.
The least expensive car insurance company for new and young drivers in Old City-Produce and Waterfront
In Old City-Produce and Waterfront, State Farm costs young drivers $1,007 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old City-Produce and Waterfront
Progressive gave the largest car insurance discounts to married couples, averaging $437 saved each year compared to an average Old City-Produce and Waterfront couple's premiums.
The cheapest car insurance in Old City-Produce and Waterfront for drivers with bad credit
The best Old City-Produce and Waterfront car insurance company for customer service
Nationwide was the best company for customer service in Old City-Produce and Waterfront according to the NAIC.
Recent price drops
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The cheapest large national provider in Old City-Produce and Waterfront
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Old City-Produce and Waterfront driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old City-Produce and Waterfront, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Old City-Produce and Waterfront
What Influences the Cost of Car Insurance in Old City-Produce and Waterfront?
On average, car insurance in Old City-Produce and Waterfront is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Old City-Produce and Waterfront is 42 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old City-Produce and Waterfront are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Old City-Produce and Waterfront has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Old City-Produce and Waterfront is $94 per month for minimum coverage and $201 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lakewide: Insurance costs 3.11% more
- Downtown Oakland: Insurance costs 3.57% more
- San Pablo Gateway: Insurance costs 5.73% more
- Acorn: Insurance costs 2.16% more
- Merritt: Insurance costs 0.25% more
- McClymonds: Insurance costs 2.03% more
- Adams Point: Insurance costs 2.82% less
- Cleveland Heights: Insurance costs 3.24% less
- Pill Hill: Insurance costs 6.35% more
- Hoover-Foster: Insurance costs 1.49% more
Neighborhoods with Similar Populations
- Abram-Perezville: Insurance costs 22.90% less
- South Manchaca: Insurance costs 23.49% less
- Richmond Annex: Insurance costs 8.96% less
- Quail Hill: Insurance costs 15.52% less
- Penrose: Insurance costs 44.90% less
- Oakdale South: Insurance costs 40.79% less
- Northgate Sacramento: Insurance costs 4.69% less
- North Shore Waialua: Insurance costs 42.86% less
- Mount Baker: Insurance costs 43.40% less
- Michigan-Martin: Insurance costs 56.47% more