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Get Cheap Car Insurance in Northgate Sacramento, Sacramento, CA
We monitor insurance prices, helping the average driver in Northgate Sacramento save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Northgate Sacramento
The chart below shows the cheapest car insurance company in Northgate Sacramento for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Northgate Sacramento Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| Geico | $65 |
| Progressive | $70 |
| Travelers | $72 |
Savings for Every Kind of Northgate Sacramento Driver
Based on our extensive insurance data, we know the average Northgate Sacramento driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $735 per year by choosing the right vehicle insurance company. Some Northgate Sacramento residents are paying out over $2,297 extra every year for auto insurance in Northgate Sacramento. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Northgate Sacramento, Sacramento, CA Savings / Yr. |
|---|---|
$735 |
|
$1,346 |
|
$1,064 |
|
$1,870 |
|
$960 |
|
$416 |
|
$0 |
Northgate Sacramento Car Insurance vs. Sacramento
People living in Northgate Sacramento pay an average of 14.41% more than the typical driver in the state. The average driver in Northgate Sacramento can expect to pay about $1,075 per year, or $2,297 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Northgate Sacramento for most people.
Car Insurance Prices by Northgate Sacramento Neighborhood
Insurance Prices
Where is insurance cheapest within Northgate Sacramento?
The map shows insurance prices in and around Northgate Sacramento, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $367 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,452 to a low of $2,085. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Northgate Sacramento.Pick the Best Car Insurance Company for You in Northgate Sacramento
The best car insurance provider for most drivers in Northgate Sacramento
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $735 over the average Northgate Sacramento car insurance company.
The best car insurance provider for Northgate Sacramento drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,346 over the competition.
The best car insurance company for Northgate Sacramento drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,064 better than other car insurance companies.
The best auto insurance for Northgate Sacramento drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,870 less each year.
The least expensive car insurance company for new and young drivers in Northgate Sacramento
In Northgate Sacramento, State Farm costs young drivers $960 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Northgate Sacramento
Progressive gave the largest car insurance discounts to married couples, averaging $416 saved each year compared to an average Northgate Sacramento couple's premiums.
The cheapest car insurance in Northgate Sacramento for drivers with bad credit
The best Northgate Sacramento car insurance company for customer service
Nationwide was the best company for customer service in Northgate Sacramento according to the NAIC.
Recent price drops
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The cheapest large national provider in Northgate Sacramento
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Northgate Sacramento driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Northgate Sacramento, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Northgate Sacramento
What Influences the Cost of Car Insurance in Northgate Sacramento?
On average, car insurance in Northgate Sacramento is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Northgate Sacramento is 34 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Northgate Sacramento are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Northgate Sacramento is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Northgate Sacramento is $90 per month for minimum coverage and $191 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Gardenland: Insurance costs 2.48% less
- South Natomas: Insurance costs 3.09% less
- Strawberry Manor: Insurance costs 2.57% more
- River Gardens: Insurance costs 1.39% less
- Noralto: Insurance costs 4.27% more
- West del Paso Heights: Insurance costs 1.18% more
- Glenwood Meadows: Insurance costs 2.74% less
- Natomas Crossing: Insurance costs 5.53% less
- Village 5: Insurance costs 2.31% less
- Old North Sacramento: Insurance costs 3.27% less
Neighborhoods with Similar Populations
- Williston North: Insurance costs 48.37% less
- Cutten: Insurance costs 18.07% less
- College Park: Insurance costs 23.29% less
- City Center: Insurance costs 1.96% more
- Central Topeka 2: Insurance costs 31.61% less
- Central Beach: Insurance costs 36.61% more
- Woodbine: Insurance costs 37.05% less
- Cape Orl Estates: Insurance costs 10.01% more
- Calhoun: Insurance costs 18.76% less
- Bluff: Insurance costs 37.31% less