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Get Cheap Car Insurance in Central Beach, Fort Lauderdale, FL
We monitor insurance prices, helping the average driver in Central Beach save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Central Beach
The chart below shows the cheapest car insurance company in Central Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Central Beach Insurer | Monthly Cost |
|---|---|
| Geico | $150 |
| State Farm | $159 |
| Gainsco | $207 |
| Bristol West | $207 |
Savings for Every Kind of Central Beach Driver
Based on our extensive insurance data, we know the average Central Beach driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $918 per year by choosing the right vehicle insurance company. Some Central Beach residents are paying out over $3,138 extra every year for auto insurance in Central Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Central Beach, Fort Lauderdale, FL Savings / Yr. |
|---|---|
$918 |
|
$1,348 |
|
$1,037 |
|
$1,026 |
|
$3,260 |
|
$891 |
|
$1,298 |
Central Beach Car Insurance vs. Fort Lauderdale
People living in Central Beach pay an average of 18.77% more than the typical driver in the state. The average driver in Central Beach can expect to pay about $2,865 per year, or $3,138 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Central Beach for most people.
Car Insurance Prices by Central Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Central Beach?
The map shows insurance prices in and around Central Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $196 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,193 to a low of $2,997. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Central Beach.Pick the Best Car Insurance Company for You in Central Beach
The best car insurance provider for most drivers in Central Beach
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $918 over the average Central Beach car insurance company.
The best car insurance provider for Central Beach drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,348 over the competition.
The best car insurance company for Central Beach drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,037 better than other car insurance companies.
The best auto insurance for Central Beach drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,026 less each year.
The least expensive car insurance company for new and young drivers in Central Beach
In Central Beach, Geico costs young drivers $3,260 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Central Beach
Geico gave the largest car insurance discounts to married couples, averaging $891 saved each year compared to an average Central Beach couple's premiums.
The cheapest car insurance in Central Beach for drivers with bad credit
The best Central Beach car insurance company for customer service
Allstate was the best company for customer service in Central Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Central Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Central Beach driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Central Beach, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Central Beach
What Influences the Cost of Car Insurance in Central Beach?
On average, car insurance in Central Beach is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Central Beach is 32 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Central Beach are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Central Beach is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Central Beach is $239 per month for minimum coverage and $262 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Coral Ridge: Insurance costs 4.88% less
- Lake Ridge: Insurance costs 5.77% less
- Victoria Park: Insurance costs 5.10% less
- Middle River Terrace: Insurance costs 1.24% more
- Flagler Heights: Insurance costs 2.90% more
- Coral Ridge Country Club Estates: Insurance costs 3.09% less
- South Middle River: Insurance costs 11.06% more
- Downtown Fort Lauderdale: Insurance costs 3.09% more
- Harbordale: Insurance costs 1.24% less
- Tarpon River: Insurance costs 4.30% less
Neighborhoods with Similar Populations
- Central Topeka 2: Insurance costs 49.94% less
- North Shore Waialua: Insurance costs 56.12% less
- Tree Streets: Insurance costs 54.46% less
- West Somerville: Insurance costs 39.77% less
- Del Prado: Insurance costs 36.78% less
- Montclair: Insurance costs 34.16% less
- University Park-Gainsville: Insurance costs 20.40% less
- Woodstock: Insurance costs 28.14% less
- Coral Ridge Country Club Estates: Insurance costs 3.09% less
- Fairwood Greens: Insurance costs 47.00% less