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Get Cheap Car Insurance in University Park-Gainsville, Gainesville, FL
We monitor insurance prices, helping the average driver in University Park-Gainsville save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in University Park-Gainsville
The chart below shows the cheapest car insurance company in University Park-Gainsville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| University Park-Gainsville Insurer | Monthly Cost |
|---|---|
| Geico | $119 |
| State Farm | $126 |
| Gainsco | $165 |
| Bristol West | $165 |
Savings for Every Kind of University Park-Gainsville Driver
Based on our extensive insurance data, we know the average University Park-Gainsville driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $731 per year by choosing the right vehicle insurance company. Some University Park-Gainsville residents are paying out over $2,498 extra every year for auto insurance in University Park-Gainsville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University Park-Gainsville, Gainesville, FL Savings / Yr. |
|---|---|
$731 |
|
$1,073 |
|
$826 |
|
$817 |
|
$2,596 |
|
$709 |
|
$1,034 |
University Park-Gainsville Car Insurance vs. Gainesville
People living in University Park-Gainsville pay an average of 5.43% less than the typical driver in the state. The average driver in University Park-Gainsville can expect to pay about $2,281 per year, or $2,498 for full coverage.
Based on our analysis, Geico will be the cheapest provider in University Park-Gainsville for most people.
Car Insurance Prices by University Park-Gainsville Neighborhood
Insurance Prices
Where is insurance cheapest within University Park-Gainsville?
The map shows insurance prices in and around University Park-Gainsville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $106 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,554 to a low of $2,448. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the North parts of University Park-Gainsville.Pick the Best Car Insurance Company for You in University Park-Gainsville
The best car insurance provider for most drivers in University Park-Gainsville
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $731 over the average University Park-Gainsville car insurance company.
The best car insurance provider for University Park-Gainsville drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,073 over the competition.
The best car insurance company for University Park-Gainsville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $826 better than other car insurance companies.
The best auto insurance for University Park-Gainsville drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $817 less each year.
The least expensive car insurance company for new and young drivers in University Park-Gainsville
In University Park-Gainsville, Geico costs young drivers $2,596 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University Park-Gainsville
Geico gave the largest car insurance discounts to married couples, averaging $709 saved each year compared to an average University Park-Gainsville couple's premiums.
The cheapest car insurance in University Park-Gainsville for drivers with bad credit
The best University Park-Gainsville car insurance company for customer service
Allstate was the best company for customer service in University Park-Gainsville according to the NAIC.
Recent price drops
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The cheapest large national provider in University Park-Gainsville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average University Park-Gainsville driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University Park-Gainsville, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around University Park-Gainsville
What Influences the Cost of Car Insurance in University Park-Gainsville?
On average, car insurance in University Park-Gainsville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in University Park-Gainsville is 25 minutes, which is far less than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University Park-Gainsville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- University Park-Gainsville has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University Park-Gainsville is $190 per month for minimum coverage and $208 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Duval-Eagle Eyes Crime Watch: Insurance costs 11.57% more
- Argyle Forest: Insurance costs 13.57% more
- Mandarin: Insurance costs 0.08% more
- Julington Creek: Insurance costs 0.32% less
- Loretto: Insurance costs 0.68% less
- Southwood: Insurance costs 1.64% more
- Arrowhead: Insurance costs 0.32% less
- Del Rio: Insurance costs 1.60% less
- Mandarin Station-Losco: Insurance costs 1.96% more
- Sunbeam: Insurance costs 5.84% more
Neighborhoods with Similar Populations
- CCSI-South Inglewood: Insurance costs 36.79% less
- Waller: Insurance costs 37.39% less
- Abram-Perezville: Insurance costs 25.62% less
- College Park: Insurance costs 29.46% less
- City Center: Insurance costs 6.24% less
- Central Topeka 2: Insurance costs 37.11% less
- Central Business District: Insurance costs 51.44% less
- Central Beach: Insurance costs 25.62% more
- Castlemont: Insurance costs 2.72% less
- Cape Orl Estates: Insurance costs 1.16% more