Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Southwood, Jacksonville, FL
We monitor insurance prices, helping the average driver in Southwood save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Southwood
The chart below shows the cheapest car insurance company in Southwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Southwood Insurer | Monthly Cost |
|---|---|
| Geico | $121 |
| State Farm | $129 |
| Gainsco | $168 |
| Bristol West | $168 |
Savings for Every Kind of Southwood Driver
Based on our extensive insurance data, we know the average Southwood driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $743 per year by choosing the right vehicle insurance company. Some Southwood residents are paying out over $2,539 extra every year for auto insurance in Southwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southwood, Jacksonville, FL Savings / Yr. |
|---|---|
$743 |
|
$1,091 |
|
$839 |
|
$830 |
|
$2,638 |
|
$721 |
|
$1,050 |
Southwood Car Insurance vs. Jacksonville
People living in Southwood pay an average of 3.90% less than the typical driver in the state. The average driver in Southwood can expect to pay about $2,318 per year, or $2,539 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Southwood for most people.
Car Insurance Prices by Southwood Neighborhood
Insurance Prices
Where is insurance cheapest within Southwood?
The map shows insurance prices in and around Southwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $129 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,577 to a low of $2,448. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Southwood.Pick the Best Car Insurance Company for You in Southwood
The best car insurance provider for most drivers in Southwood
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $743 over the average Southwood car insurance company.
The best car insurance provider for Southwood drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,091 over the competition.
The best car insurance company for Southwood drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $839 better than other car insurance companies.
The best auto insurance for Southwood drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $830 less each year.
The least expensive car insurance company for new and young drivers in Southwood
In Southwood, Geico costs young drivers $2,638 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southwood
Geico gave the largest car insurance discounts to married couples, averaging $721 saved each year compared to an average Southwood couple's premiums.
The cheapest car insurance in Southwood for drivers with bad credit
The best Southwood car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Southwood, which was better than other insurers.
The cheapest large national provider in Southwood
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Southwood driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southwood, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Southwood
What Influences the Cost of Car Insurance in Southwood?
On average, car insurance in Southwood is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Southwood is 25 minutes, which is far less than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southwood are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Southwood is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Southwood is $193 per month for minimum coverage and $212 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Arrowhead: Insurance costs 1.93% less
- Loretto: Insurance costs 2.28% less
- Sunbeam: Insurance costs 4.14% more
- Mandarin Station-Losco: Insurance costs 0.32% more
- Julington Creek: Insurance costs 1.93% less
- Craven: Insurance costs 5.47% more
- Mandarin: Insurance costs 1.54% less
- Brierwood: Insurance costs 1.10% less
- Greenland: Insurance costs 2.40% less
- Goodby's Creek: Insurance costs 3.54% less
Neighborhoods with Similar Populations
- Garden City: Insurance costs 8.31% less
- Ardmore-Gould Estates-Olin Heights: Insurance costs 31.43% less
- Wasatch Hollow: Insurance costs 42.81% less
- South Pier: Insurance costs 56.52% less
- Plymouth-Exchange: Insurance costs 19.26% more
- Oakdale: Insurance costs 62.78% less
- North Star: Insurance costs 39.23% less
- North Sifton-Orchards Area: Insurance costs 40.49% less
- North Rosslyn: Insurance costs 46.32% less
- Moorland-Rimrock: Insurance costs 56.95% less