Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Plymouth-Exchange, Rochester, NY
We monitor insurance prices, helping the average driver in Plymouth-Exchange save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Plymouth-Exchange
The chart below shows the cheapest car insurance company in Plymouth-Exchange for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Plymouth-Exchange Insurer | Monthly Cost |
|---|---|
| Kemper | $111 |
| Plymouth Rock Assurance | $148 |
| Safeco Insurance | $160 |
| Geico | $166 |
Savings for Every Kind of Plymouth-Exchange Driver
Based on our extensive insurance data, we know the average Plymouth-Exchange driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $903 per year by choosing the right vehicle insurance company. Some Plymouth-Exchange residents are paying out over $3,028 extra every year for auto insurance in Plymouth-Exchange. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Plymouth-Exchange, Rochester, NY Savings / Yr. |
|---|---|
$903 |
|
$576 |
|
$1,150 |
|
$1,164 |
|
$2,851 |
|
$954 |
|
$1,520 |
Plymouth-Exchange Car Insurance vs. Rochester
People living in Plymouth-Exchange pay an average of 24.87% more than the typical driver in the state. The average driver in Plymouth-Exchange can expect to pay about $2,197 per year, or $3,028 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Plymouth-Exchange for most people.
Car Insurance Prices by Plymouth-Exchange Neighborhood
Insurance Prices
Where is insurance cheapest within Plymouth-Exchange?
The map shows insurance prices in and around Plymouth-Exchange, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $161 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,131 to a low of $2,970. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Plymouth-Exchange.Pick the Best Car Insurance Company for You in Plymouth-Exchange
The best car insurance provider for most drivers in Plymouth-Exchange
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $903 over the average Plymouth-Exchange car insurance company.
The best car insurance provider for Plymouth-Exchange drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $576 over the competition.
The best car insurance company for Plymouth-Exchange drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,150 better than other car insurance companies.
The best auto insurance for Plymouth-Exchange drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,164 less each year.
The least expensive car insurance company for new and young drivers in Plymouth-Exchange
In Plymouth-Exchange, Progressive costs young drivers $2,851 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Plymouth-Exchange
Progressive gave the largest car insurance discounts to married couples, averaging $954 saved each year compared to an average Plymouth-Exchange couple's premiums.
The cheapest car insurance in Plymouth-Exchange for drivers with bad credit
The best Plymouth-Exchange car insurance company for customer service
Nationwide was the best company for customer service in Plymouth-Exchange according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Plymouth-Exchange, which was better than other insurers.
The cheapest large national provider in Plymouth-Exchange
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Plymouth-Exchange driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Plymouth-Exchange, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Plymouth-Exchange
What Influences the Cost of Car Insurance in Plymouth-Exchange?
On average, car insurance in Plymouth-Exchange is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Plymouth-Exchange are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Plymouth-Exchange is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Plymouth-Exchange is $183 per month for minimum coverage and $252 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Genesee-Jefferson: Insurance costs 1.55% less
- Corn Hill: Insurance costs 18.36% less
- Strong: Insurance costs 24.54% less
- South Wedge: Insurance costs 19.12% less
- 19th Ward: Insurance costs 7.27% less
- Ellwanger-Barry: Insurance costs 26.16% less
- Highland: Insurance costs 22.03% less
- Pearl-Meigs-Monroe: Insurance costs 19.82% less
- Central Business District-Rochester: Insurance costs 17.31% less
- Dutchtown: Insurance costs 7.46% less
Neighborhoods with Similar Populations
- Miller Park: Insurance costs 58.42% less
- Wydewood Estates: Insurance costs 45.31% less
- Mayflower Village: Insurance costs 25.00% less
- Hunter's Ridge: Insurance costs 27.51% less
- Harris Branch: Insurance costs 42.57% less
- Bolsa Chica-Heil: Insurance costs 30.28% less
- Downtown Sacramento: Insurance costs 24.04% less
- West Osbornsville: Insurance costs 41.84% less
- West Amityville: Insurance costs 7.00% less
- Wasatch Hollow: Insurance costs 52.05% less