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Get Cheap Car Insurance in Williston North, Williston, VT

We monitor insurance prices, helping the average driver in Williston North save up to 31.8% on car insurance.

 

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The Cheapest Minimum Coverage in Williston North

The chart below shows the cheapest car insurance company in Williston North for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.

 
Williston North Insurer Monthly Cost
Kemper $33
State Farm $39
Safeco Insurance $44
Concord Group Insurance $49

Savings for Every Kind of Williston North Driver

The table shows how much the average auto insurance customer in Williston North might save by following our recommendations.

Based on our extensive insurance data, we know the average Williston North driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $301 per year by choosing the right vehicle insurance company. Some Williston North residents are paying out over $1,186 extra every year for auto insurance in Williston North. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Williston North Car Insurance vs. Williston

People living in Williston North pay an average of 2.80% less than the typical driver in the state. The average driver in Williston North can expect to pay about $652 per year, or $1,186 for full coverage.

Based on our analysis, Safeco Insurance will be the cheapest provider in Williston North for most people.

Car Insurance Prices by Williston North Neighborhood

Williston North, Williston, VT map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Williston North?

The map shows insurance prices in and around Williston North, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $98 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,243 to a low of $1,145. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Williston North.

Pick the Best Car Insurance Company for You in Williston North

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Williston North insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Williston North

For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $301 over the average Williston North car insurance company.

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We use the average good driver, paying $74 per month, as our baseline for pricing in Williston North. Travelers, Safeco Insurance, and Concord Group Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Williston North drivers with accidents on their records

In Williston North getting into an accident will raise premiums an average 36% for a yearly cost of $1,859. That's $674 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Kemper, and Concord Group Insurance are good choices for drivers with accidents.

In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $563 over the competition.

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The best car insurance company for Williston North drivers with speeding tickets

>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $359 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Williston North, tickets raise premiums on new quotes about $437. If you have a speeding ticket, we recommend State Farm, Concord Group Insurance, and Co-Operative Insurance for savings that beat the average insurance cost of $1,623 per year.

The best auto insurance for Williston North drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,101 per year in auto insurance premiums, which was $916 more than a driver with no major issues. State Farm, Concord Group Insurance, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Concord Group Insurance may cost the average person with a DUI about $550 less each year.

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The least expensive car insurance company for new and young drivers in Williston North

In Williston North, Concord Group Insurance costs young drivers $1,087 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 65% more for insurance than more mature drivers in Williston North. With an average cost of $3,416 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Concord Group Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Williston North

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $121. State Farm, Geico, and Concord Group Insurance provided the largest discounts to couples living in Williston North.

State Farm gave the largest car insurance discounts to married couples, averaging $306 saved each year compared to an average Williston North couple's premiums.

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The cheapest car insurance in Williston North for drivers with bad credit

People with poor credit saved an average of $529 with Concord Group Insurance.

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Many people are surprised that their poor credit score can cost them an average of $780 every year. Premiums for people with poor credit were about $1,965 in Williston North. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Concord Group Insurance.

The best Williston North car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Williston North, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Williston North.

Nationwide was the best company for customer service in Williston North according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Williston North, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Williston North. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Williston North

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 20% of Williston North residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Williston North driver can expect to pay about $81 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Williston North, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.
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Auto Insurance Prices in and Around Williston North

What Influences the Cost of Car Insurance in Williston North?

On average, car insurance in Williston North is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Williston North is 24 minutes, which is a little more than average for a driver in the city.
  • Vermont state insurance regulations may allow for lower prices.
  • An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Williston North are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
  • Williston North is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Williston North is $54 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Williston North driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Williston North with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.