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Get Cheap Car Insurance in Elyria Swansea, Denver, CO
We monitor insurance prices, helping the average driver in Elyria Swansea save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Elyria Swansea
The chart below shows the cheapest car insurance company in Elyria Swansea for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Elyria Swansea Insurer | Monthly Cost |
|---|---|
| State Farm | $77 |
| Bristol West | $91 |
| Safeco Insurance | $92 |
| Geico | $95 |
Savings for Every Kind of Elyria Swansea Driver
Based on our extensive insurance data, we know the average Elyria Swansea driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $482 per year by choosing the right vehicle insurance company. Some Elyria Swansea residents are paying out over $2,251 extra every year for auto insurance in Elyria Swansea. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Elyria Swansea, Denver, CO Savings / Yr. |
|---|---|
$482 |
|
$860 |
|
$692 |
|
$740 |
|
$2,189 |
|
$580 |
|
$849 |
Elyria Swansea Car Insurance vs. Denver
People living in Elyria Swansea pay an average of 19.10% more than the typical driver in the state. The average driver in Elyria Swansea can expect to pay about $1,315 per year, or $2,251 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Elyria Swansea for most people.
Car Insurance Prices by Elyria Swansea Neighborhood
Insurance Prices
Where is insurance cheapest within Elyria Swansea?
The map shows insurance prices in and around Elyria Swansea, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $296 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,400 to a low of $2,104. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Elyria Swansea.Pick the Best Car Insurance Company for You in Elyria Swansea
The best car insurance provider for most drivers in Elyria Swansea
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $482 over the average Elyria Swansea car insurance company.
The best car insurance provider for Elyria Swansea drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $860 over the competition.
The best car insurance company for Elyria Swansea drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $692 better than other car insurance companies.
The best auto insurance for Elyria Swansea drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $740 less each year.
The least expensive car insurance company for new and young drivers in Elyria Swansea
In Elyria Swansea, State Farm costs young drivers $2,189 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Elyria Swansea
State Farm gave the largest car insurance discounts to married couples, averaging $580 saved each year compared to an average Elyria Swansea couple's premiums.
The cheapest car insurance in Elyria Swansea for drivers with bad credit
The best Elyria Swansea car insurance company for customer service
Nationwide was the best company for customer service in Elyria Swansea according to the NAIC.
Recent price drops
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The cheapest large national provider in Elyria Swansea
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Elyria Swansea driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Elyria Swansea, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Elyria Swansea
What Influences the Cost of Car Insurance in Elyria Swansea?
On average, car insurance in Elyria Swansea is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Elyria Swansea is 30 minutes, which is about the national average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Elyria Swansea are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Elyria Swansea is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Elyria Swansea is $110 per month for minimum coverage and $188 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Clayton: Insurance costs 0.93% more
- Cole: Insurance costs 0.76% less
- Skyland: Insurance costs 0.53% less
- Globeville: Insurance costs 2.53% less
- Whittier: Insurance costs 4.80% less
- Park Hill: Insurance costs 1.64% less
- Five Points: Insurance costs 4.58% less
- City Park: Insurance costs 3.64% less
- South Park Hill: Insurance costs 7.95% less
- Sunnyside: Insurance costs 5.15% less
Neighborhoods with Similar Populations
- Tarrytown: Insurance costs 24.83% less
- Five Mile Creek: Insurance costs 14.22% less
- Grandale: Insurance costs 81.70% more
- Junior College Neighborhood Assc.: Insurance costs 13.02% less
- Kettering-Butzel: Insurance costs 83.30% more
- Arlington-East Falls: Insurance costs 43.67% less
- Marrowbone: Insurance costs 35.41% less
- Mission Hills: Insurance costs 36.83% less
- Monte Vista: Insurance costs 20.08% less
- North Country Meadows: Insurance costs 9.42% less