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Get Cheap Car Insurance in Monte Vista, San Antonio, TX
We monitor insurance prices, helping the average driver in Monte Vista save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Monte Vista
The chart below shows the cheapest car insurance company in Monte Vista for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Monte Vista Insurer | Monthly Cost |
|---|---|
| Clearcover | $47 |
| Mile Auto | $61 |
| Progressive | $63 |
| State Farm | $67 |
Savings for Every Kind of Monte Vista Driver
Based on our extensive insurance data, we know the average Monte Vista driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $370 per year by choosing the right vehicle insurance company. Some Monte Vista residents are paying out over $1,799 extra every year for auto insurance in Monte Vista. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Monte Vista, San Antonio, TX Savings / Yr. |
|---|---|
$370 |
|
$847 |
|
$747 |
|
$855 |
|
$1,302 |
|
$492 |
|
$538 |
Monte Vista Car Insurance vs. San Antonio
People living in Monte Vista pay an average of 7.92% less than the typical driver in the state. The average driver in Monte Vista can expect to pay about $1,072 per year, or $1,799 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Monte Vista for most people.
Car Insurance Prices by Monte Vista Neighborhood
Insurance Prices
Where is insurance cheapest within Monte Vista?
The map shows insurance prices in and around Monte Vista, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $154 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,896 to a low of $1,742. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Monte Vista.Pick the Best Car Insurance Company for You in Monte Vista
The best car insurance provider for most drivers in Monte Vista
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $370 over the average Monte Vista car insurance company.
The best car insurance provider for Monte Vista drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $847 over the competition.
The best car insurance company for Monte Vista drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $747 better than other car insurance companies.
The best auto insurance for Monte Vista drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $855 less each year.
The least expensive car insurance company for new and young drivers in Monte Vista
In Monte Vista, State Farm costs young drivers $1,302 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Monte Vista
State Farm gave the largest car insurance discounts to married couples, averaging $492 saved each year compared to an average Monte Vista couple's premiums.
The cheapest car insurance in Monte Vista for drivers with bad credit
The best Monte Vista car insurance company for customer service
Nationwide was the best company for customer service in Monte Vista according to the NAIC.
Recent price drops
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The cheapest large national provider in Monte Vista
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Monte Vista driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Monte Vista, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Monte Vista
What Influences the Cost of Car Insurance in Monte Vista?
On average, car insurance in Monte Vista is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Monte Vista is 18 minutes, which is far less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Monte Vista are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Monte Vista has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Monte Vista is $89 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Beacon Hill: Insurance costs 8.84% more
- Tobin Hill: Insurance costs 3.84% more
- Edison: Insurance costs 7.45% more
- Mahncke Park: Insurance costs 2.33% more
- Northwest Los Angeles Heights: Insurance costs 10.45% more
- Los Angeles Heights-Keystone: Insurance costs 8.78% more
- Government Hill Alliance: Insurance costs 9.17% more
- Cattleman Square: Insurance costs 16.12% more
- Downtown San Antonio: Insurance costs 2.11% more
- Woodlawn Lake: Insurance costs 13.01% more
Neighborhoods with Similar Populations
- North Loop: Insurance costs 0.50% more
- Terra Linda: Insurance costs 11.40% more
- Taylor Run: Insurance costs 26.74% less
- Tarrytown: Insurance costs 5.95% less
- Stafford-Tualatin Valley: Insurance costs 11.56% less
- Oakridge: Insurance costs 7.34% more
- Northwestside: Insurance costs 71.21% more
- Northwest Triangle: Insurance costs 17.29% less
- North Square: Insurance costs 34.19% more
- North Shoal Creek: Insurance costs 0.39% more