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Get Cheap Car Insurance in North Square, Waterbury, CT
We monitor insurance prices, helping the average driver in North Square save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in North Square
The chart below shows the cheapest car insurance company in North Square for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| North Square Insurer | Monthly Cost |
|---|---|
| Kemper | $86 |
| State Farm | $99 |
| Safeco Insurance | $100 |
| Travelers | $100 |
Savings for Every Kind of North Square Driver
Based on our extensive insurance data, we know the average North Square driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $707 per year by choosing the right vehicle insurance company. Some North Square residents are paying out over $2,414 extra every year for auto insurance in North Square. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Square, Waterbury, CT Savings / Yr. |
|---|---|
$707 |
|
$981 |
|
$681 |
|
$1,138 |
|
$2,677 |
|
$641 |
|
$1,078 |
North Square Car Insurance vs. Waterbury
People living in North Square pay an average of 24.76% more than the typical driver in the state. The average driver in North Square can expect to pay about $1,653 per year, or $2,414 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in North Square for most people.
Car Insurance Prices by North Square Neighborhood
Insurance Prices
Where is insurance cheapest within North Square?
The map shows insurance prices in and around North Square, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $309 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,629 to a low of $2,320. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of North Square.Pick the Best Car Insurance Company for You in North Square
The best car insurance provider for most drivers in North Square
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $707 over the average North Square car insurance company.
The best car insurance provider for North Square drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $981 over the competition.
The best car insurance company for North Square drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $681 better than other car insurance companies.
The best auto insurance for North Square drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,138 less each year.
The least expensive car insurance company for new and young drivers in North Square
In North Square, State Farm costs young drivers $2,677 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Square
State Farm gave the largest car insurance discounts to married couples, averaging $641 saved each year compared to an average North Square couple's premiums.
The cheapest car insurance in North Square for drivers with bad credit
The best North Square car insurance company for customer service
Recent price drops
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The cheapest large national provider in North Square
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Square driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Square, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around North Square
What Influences the Cost of Car Insurance in North Square?
On average, car insurance in North Square is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Square is 33 minutes, which is a little more than average for a driver in the city.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Square are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- North Square is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Square is $138 per month for minimum coverage and $201 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Walnut Orange Walsh: Insurance costs 2.73% more
- Exchange Place: Insurance costs 3.31% more
- Cass Gilbert: Insurance costs 1.53% more
- Federal Hill Historic District: Insurance costs 12.34% less
- Downtown New Britain: Insurance costs 7.29% less
- City Hall Monument District: Insurance costs 5.55% less
- Hamden Plains: Insurance costs 3.36% less
- Spring Glen: Insurance costs 14.62% less
- Pine Rock: Insurance costs 2.20% less
- West Rock: Insurance costs 4.64% less
Neighborhoods with Similar Populations
- Village at North Hills: Insurance costs 11.60% less
- Downtown Riverfront-190th: Insurance costs 33.51% less
- East Albany: Insurance costs 40.22% less
- Elmwood: Insurance costs 41.80% more
- Fairlawn: Insurance costs 6.34% more
- Fishkorn: Insurance costs 70.96% more
- Thomas Manor: Insurance costs 20.30% less
- Valencia Park: Insurance costs 9.86% less
- View Ridge: Insurance costs 33.43% less
- Arvada Plaza Area: Insurance costs 18.97% less