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Get Cheap Car Insurance in Pine Rock, Hamden, CT
We monitor insurance prices, helping the average driver in Pine Rock save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Pine Rock
The chart below shows the cheapest car insurance company in Pine Rock for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Pine Rock Insurer | Monthly Cost |
|---|---|
| Kemper | $84 |
| State Farm | $97 |
| Safeco Insurance | $98 |
| Travelers | $98 |
Savings for Every Kind of Pine Rock Driver
Based on our extensive insurance data, we know the average Pine Rock driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $692 per year by choosing the right vehicle insurance company. Some Pine Rock residents are paying out over $2,361 extra every year for auto insurance in Pine Rock. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pine Rock, Hamden, CT Savings / Yr. |
|---|---|
$692 |
|
$959 |
|
$666 |
|
$1,113 |
|
$2,618 |
|
$627 |
|
$1,054 |
Pine Rock Car Insurance vs. Hamden
People living in Pine Rock pay an average of 22.01% more than the typical driver in the state. The average driver in Pine Rock can expect to pay about $1,617 per year, or $2,361 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Pine Rock for most people.
Car Insurance Prices by Pine Rock Neighborhood
Insurance Prices
Where is insurance cheapest within Pine Rock?
The map shows insurance prices in and around Pine Rock, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $236 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,484 to a low of $2,248. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Pine Rock.Pick the Best Car Insurance Company for You in Pine Rock
The best car insurance provider for most drivers in Pine Rock
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $692 over the average Pine Rock car insurance company.
The best car insurance provider for Pine Rock drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $959 over the competition.
The best car insurance company for Pine Rock drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $666 better than other car insurance companies.
The best auto insurance for Pine Rock drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,113 less each year.
The least expensive car insurance company for new and young drivers in Pine Rock
In Pine Rock, State Farm costs young drivers $2,618 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pine Rock
State Farm gave the largest car insurance discounts to married couples, averaging $627 saved each year compared to an average Pine Rock couple's premiums.
The cheapest car insurance in Pine Rock for drivers with bad credit
The best Pine Rock car insurance company for customer service
Recent price drops
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The cheapest large national provider in Pine Rock
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Pine Rock driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pine Rock, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Pine Rock
What Influences the Cost of Car Insurance in Pine Rock?
On average, car insurance in Pine Rock is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Pine Rock is 29 minutes, which is about the national average for a driver in the city.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pine Rock are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Pine Rock has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pine Rock is $135 per month for minimum coverage and $197 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Highwood: Insurance costs 6.23% more
- West Rock: Insurance costs 2.50% less
- Hamden Plains: Insurance costs 1.19% less
- Newhallville: Insurance costs 5.42% more
- Beaver Hills: Insurance costs 4.45% more
- Amity: Insurance costs 5.34% more
- Prospect Hill: Insurance costs 0.76% more
- Westville: Insurance costs 3.64% less
- Dixwell: Insurance costs 5.29% more
- Spring Glen: Insurance costs 12.71% less
Neighborhoods with Similar Populations
- Lakewood: Insurance costs 9.11% more
- The Coves: Insurance costs 21.60% less
- Strawberry Hill: Insurance costs 23.89% less
- Southside: Insurance costs 4.11% more
- Southeast Springfield: Insurance costs 23.63% less
- Southeast Ridgewood: Insurance costs 17.49% less
- South Worcester: Insurance costs 20.92% less
- South Seminole Heights: Insurance costs 23.59% more
- South Addition: Insurance costs 37.91% less
- Snohomish Cascade: Insurance costs 35.28% less