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Get Cheap Car Insurance in Southeast Springfield, Springfield, MO
We monitor insurance prices, helping the average driver in Southeast Springfield save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Southeast Springfield
The chart below shows the cheapest car insurance company in Southeast Springfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Southeast Springfield Insurer | Monthly Cost |
|---|---|
| State Farm | $68 |
| Travelers | $69 |
| Safeco Insurance | $70 |
| Clearcover | $75 |
Savings for Every Kind of Southeast Springfield Driver
Based on our extensive insurance data, we know the average Southeast Springfield driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $487 per year by choosing the right vehicle insurance company. Some Southeast Springfield residents are paying out over $1,803 extra every year for auto insurance in Southeast Springfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southeast Springfield, Springfield, MO Savings / Yr. |
|---|---|
$487 |
|
$679 |
|
$621 |
|
$695 |
|
$1,466 |
|
$379 |
|
$581 |
Southeast Springfield Car Insurance vs. Springfield
People living in Southeast Springfield pay an average of 0.14% more than the typical driver in the state. The average driver in Southeast Springfield can expect to pay about $1,111 per year, or $1,803 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Southeast Springfield for most people.
Car Insurance Prices by Southeast Springfield Neighborhood
Insurance Prices
Where is insurance cheapest within Southeast Springfield?
The map shows insurance prices in and around Southeast Springfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $207 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,899 to a low of $1,692. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Southeast Springfield.Pick the Best Car Insurance Company for You in Southeast Springfield
The best car insurance provider for most drivers in Southeast Springfield
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $487 over the average Southeast Springfield car insurance company.
The best car insurance provider for Southeast Springfield drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $679 over the competition.
The best car insurance company for Southeast Springfield drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $621 better than other car insurance companies.
The best auto insurance for Southeast Springfield drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $695 less each year.
The least expensive car insurance company for new and young drivers in Southeast Springfield
In Southeast Springfield, Travelers costs young drivers $1,466 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southeast Springfield
State Farm gave the largest car insurance discounts to married couples, averaging $379 saved each year compared to an average Southeast Springfield couple's premiums.
The cheapest car insurance in Southeast Springfield for drivers with bad credit
The best Southeast Springfield car insurance company for customer service
Nationwide was the best company for customer service in Southeast Springfield according to the NAIC.
Recent price drops
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The cheapest large national provider in Southeast Springfield
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Southeast Springfield driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southeast Springfield, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Southeast Springfield
What Influences the Cost of Car Insurance in Southeast Springfield?
On average, car insurance in Southeast Springfield is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Missouri state insurance regulations may require higher prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southeast Springfield are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Southeast Springfield is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southeast Springfield is $93 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Meador Park: Insurance costs 1.61% less
- Southern Hills: Insurance costs 1.33% less
- Bradford Park: Insurance costs 1.16% less
- Oak Grove: Insurance costs 1.44% less
- Seminole Holland: Insurance costs 0.72% less
- Bingham: Insurance costs 0.83% less
- Phelps: Insurance costs 0.44% more
- Rountree: Insurance costs 2.38% more
- Fassnight: Insurance costs 0.33% more
- Downtown Springfield: Insurance costs 4.88% more
Neighborhoods with Similar Populations
- Adams Farm: Insurance costs 25.57% less
- Bethany: Insurance costs 23.96% less
- Beacon Hill: Insurance costs 8.60% more
- Beach Park: Insurance costs 47.86% more
- Avalon Park Northwest Village: Insurance costs 45.09% more
- Argyle Forest: Insurance costs 57.35% more
- Whipper Barnoy: Insurance costs 9.93% more
- Riviera-Westchester: Insurance costs 11.43% more
- Pimlico: Insurance costs 36.33% more
- Pine Rock: Insurance costs 30.95% more