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Get Cheap Car Insurance in Hamden Plains, Hamden, CT
We monitor insurance prices, helping the average driver in Hamden Plains save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Hamden Plains
The chart below shows the cheapest car insurance company in Hamden Plains for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Hamden Plains Insurer | Monthly Cost |
|---|---|
| Kemper | $83 |
| State Farm | $95 |
| Safeco Insurance | $97 |
| Travelers | $97 |
Savings for Every Kind of Hamden Plains Driver
Based on our extensive insurance data, we know the average Hamden Plains driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $684 per year by choosing the right vehicle insurance company. Some Hamden Plains residents are paying out over $2,333 extra every year for auto insurance in Hamden Plains. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hamden Plains, Hamden, CT Savings / Yr. |
|---|---|
$684 |
|
$948 |
|
$658 |
|
$1,099 |
|
$2,587 |
|
$620 |
|
$1,042 |
Hamden Plains Car Insurance vs. Hamden
People living in Hamden Plains pay an average of 20.55% more than the typical driver in the state. The average driver in Hamden Plains can expect to pay about $1,597 per year, or $2,333 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Hamden Plains for most people.
Car Insurance Prices by Hamden Plains Neighborhood
Insurance Prices
Where is insurance cheapest within Hamden Plains?
The map shows insurance prices in and around Hamden Plains, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $546 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,580 to a low of $2,034. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Hamden Plains.Pick the Best Car Insurance Company for You in Hamden Plains
The best car insurance provider for most drivers in Hamden Plains
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $684 over the average Hamden Plains car insurance company.
The best car insurance provider for Hamden Plains drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $948 over the competition.
The best car insurance company for Hamden Plains drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $658 better than other car insurance companies.
The best auto insurance for Hamden Plains drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,099 less each year.
The least expensive car insurance company for new and young drivers in Hamden Plains
In Hamden Plains, State Farm costs young drivers $2,587 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hamden Plains
State Farm gave the largest car insurance discounts to married couples, averaging $620 saved each year compared to an average Hamden Plains couple's premiums.
The cheapest car insurance in Hamden Plains for drivers with bad credit
The best Hamden Plains car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hamden Plains
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Hamden Plains driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hamden Plains, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Hamden Plains
What Influences the Cost of Car Insurance in Hamden Plains?
On average, car insurance in Hamden Plains is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Hamden Plains is 29 minutes, which is about the national average for a driver in the city.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hamden Plains are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Hamden Plains has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hamden Plains is $133 per month for minimum coverage and $194 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Pine Rock: Insurance costs 1.20% more
- Spring Glen: Insurance costs 11.66% less
- Highwood: Insurance costs 7.50% more
- Newhallville: Insurance costs 6.69% more
- West Rock: Insurance costs 1.33% less
- Prospect Hill: Insurance costs 1.97% more
- Beaver Hills: Insurance costs 5.70% more
- Dixwell: Insurance costs 6.56% more
- Amity: Insurance costs 6.60% more
- East Rock: Insurance costs 0.81% less
Neighborhoods with Similar Populations
- Thomasboro-Hoskins: Insurance costs 35.66% less
- Dayton-Campbell Historic District: Insurance costs 50.06% less
- Del Prado: Insurance costs 14.96% less
- Delawanna: Insurance costs 9.69% less
- Downtown Fayetteville: Insurance costs 39.43% less
- Highline Villages: Insurance costs 1.46% more
- South Westside: Insurance costs 38.41% less
- Southwest Village: Insurance costs 29.83% less
- Terra del Sol: Insurance costs 7.50% less
- The Seasons: Insurance costs 7.54% less