Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in East Rock, New Haven, CT
We monitor insurance prices, helping the average driver in East Rock save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in East Rock
The chart below shows the cheapest car insurance company in East Rock for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| East Rock Insurer | Monthly Cost |
|---|---|
| Kemper | $82 |
| State Farm | $95 |
| Safeco Insurance | $96 |
| Travelers | $96 |
Savings for Every Kind of East Rock Driver
Based on our extensive insurance data, we know the average East Rock driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $678 per year by choosing the right vehicle insurance company. Some East Rock residents are paying out over $2,314 extra every year for auto insurance in East Rock. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Rock, New Haven, CT Savings / Yr. |
|---|---|
$678 |
|
$940 |
|
$653 |
|
$1,091 |
|
$2,566 |
|
$615 |
|
$1,033 |
East Rock Car Insurance vs. New Haven
People living in East Rock pay an average of 19.59% more than the typical driver in the state. The average driver in East Rock can expect to pay about $1,585 per year, or $2,314 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in East Rock for most people.
Car Insurance Prices by East Rock Neighborhood
Insurance Prices
Where is insurance cheapest within East Rock?
The map shows insurance prices in and around East Rock, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $538 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,656 to a low of $2,118. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of East Rock.Pick the Best Car Insurance Company for You in East Rock
The best car insurance provider for most drivers in East Rock
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $678 over the average East Rock car insurance company.
The best car insurance provider for East Rock drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $940 over the competition.
The best car insurance company for East Rock drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $653 better than other car insurance companies.
The best auto insurance for East Rock drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,091 less each year.
The least expensive car insurance company for new and young drivers in East Rock
In East Rock, State Farm costs young drivers $2,566 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Rock
State Farm gave the largest car insurance discounts to married couples, averaging $615 saved each year compared to an average East Rock couple's premiums.
The cheapest car insurance in East Rock for drivers with bad credit
The best East Rock car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in East Rock, which was better than other insurers.
The cheapest large national provider in East Rock
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average East Rock driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Rock, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around East Rock
What Influences the Cost of Car Insurance in East Rock?
On average, car insurance in East Rock is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East Rock are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- East Rock has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in East Rock is $132 per month for minimum coverage and $193 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Prospect Hill: Insurance costs 2.81% more
- Mill River: Insurance costs 11.58% more
- Wooster Square: Insurance costs 4.54% less
- Downtown New Haven: Insurance costs 8.73% less
- Dixwell: Insurance costs 7.43% more
- Newhallville: Insurance costs 7.56% more
- Fair Haven: Insurance costs 3.93% more
- Dwight: Insurance costs 0.39% less
- Quinnipiac Meadows: Insurance costs 6.01% more
- Beaver Hills: Insurance costs 6.57% more
Neighborhoods with Similar Populations
- Downtown Jamestown: Insurance costs 1.12% less
- Boyd Acres: Insurance costs 42.18% less
- Western Hills Yarborough: Insurance costs 32.07% more
- Rosemont: Insurance costs 32.80% more
- Whitney Ranch: Insurance costs 7.52% more
- Vista: Insurance costs 54.41% less
- Village East: Insurance costs 4.45% less
- Twin Lakes: Insurance costs 27.05% less
- South Side: Insurance costs 41.66% less
- Pacific-Riverside: Insurance costs 1.12% more