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Get Cheap Car Insurance in Wooster Square, New Haven, CT
We monitor insurance prices, helping the average driver in Wooster Square save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Wooster Square
The chart below shows the cheapest car insurance company in Wooster Square for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Wooster Square Insurer | Monthly Cost |
|---|---|
| Kemper | $79 |
| State Farm | $90 |
| Safeco Insurance | $91 |
| Travelers | $92 |
Savings for Every Kind of Wooster Square Driver
Based on our extensive insurance data, we know the average Wooster Square driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $647 per year by choosing the right vehicle insurance company. Some Wooster Square residents are paying out over $2,209 extra every year for auto insurance in Wooster Square. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wooster Square, New Haven, CT Savings / Yr. |
|---|---|
$647 |
|
$897 |
|
$623 |
|
$1,041 |
|
$2,450 |
|
$587 |
|
$986 |
Wooster Square Car Insurance vs. New Haven
People living in Wooster Square pay an average of 14.15% more than the typical driver in the state. The average driver in Wooster Square can expect to pay about $1,513 per year, or $2,209 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Wooster Square for most people.
Car Insurance Prices by Wooster Square Neighborhood
Insurance Prices
Where is insurance cheapest within Wooster Square?
The map shows insurance prices in and around Wooster Square, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $594 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,656 to a low of $2,062. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Wooster Square.Pick the Best Car Insurance Company for You in Wooster Square
The best car insurance provider for most drivers in Wooster Square
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $647 over the average Wooster Square car insurance company.
The best car insurance provider for Wooster Square drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $897 over the competition.
The best car insurance company for Wooster Square drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $623 better than other car insurance companies.
The best auto insurance for Wooster Square drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,041 less each year.
The least expensive car insurance company for new and young drivers in Wooster Square
In Wooster Square, State Farm costs young drivers $2,450 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wooster Square
State Farm gave the largest car insurance discounts to married couples, averaging $587 saved each year compared to an average Wooster Square couple's premiums.
The cheapest car insurance in Wooster Square for drivers with bad credit
The best Wooster Square car insurance company for customer service
Recent price drops
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The cheapest large national provider in Wooster Square
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Wooster Square driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wooster Square, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Wooster Square
What Influences the Cost of Car Insurance in Wooster Square?
On average, car insurance in Wooster Square is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Wooster Square is 31 minutes, which is about the national average for a driver in the city.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wooster Square are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Wooster Square is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Wooster Square is $126 per month for minimum coverage and $184 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown New Haven: Insurance costs 4.39% less
- Mill River: Insurance costs 16.89% more
- Dwight: Insurance costs 4.35% more
- East Rock: Insurance costs 4.75% more
- Dixwell: Insurance costs 12.54% more
- Hill: Insurance costs 15.30% more
- Prospect Hill: Insurance costs 7.70% more
- West River: Insurance costs 16.21% more
- Fair Haven: Insurance costs 8.87% more
- Annex: Insurance costs 10.23% more
Neighborhoods with Similar Populations
- South Hill: Insurance costs 36.58% less
- Hillendale: Insurance costs 26.21% less
- Historic Edgefield: Insurance costs 29.38% less
- Holualoa: Insurance costs 35.40% less
- Homeland: Insurance costs 11.41% less
- Smith Homes: Insurance costs 37.85% less
- South Atrisco: Insurance costs 21.19% less
- South Coast: Insurance costs 4.71% less
- South End: Insurance costs 9.64% less
- South End Springfield: Insurance costs 14.08% less