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Get Cheap Car Insurance in Smith Homes, Greensboro, NC
We monitor insurance prices, helping the average driver in Smith Homes save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Smith Homes
The chart below shows the cheapest car insurance company in Smith Homes for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Smith Homes Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $52 |
| Erie Insurance | $53 |
| Farm Bureau | $56 |
| Progressive | $59 |
Savings for Every Kind of Smith Homes Driver
Based on our extensive insurance data, we know the average Smith Homes driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $264 per year by choosing the right vehicle insurance company. Some Smith Homes residents are paying out over $1,373 extra every year for auto insurance in Smith Homes. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Smith Homes, Greensboro, NC Savings / Yr. |
|---|---|
$264 |
|
$573 |
|
$417 |
|
$1,065 |
|
$791 |
|
$318 |
|
$478 |
Smith Homes Car Insurance vs. Greensboro
People living in Smith Homes pay an average of 9.83% more than the typical driver in the state. The average driver in Smith Homes can expect to pay about $823 per year, or $1,373 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Smith Homes for most people.
Car Insurance Prices by Smith Homes Neighborhood
Insurance Prices
Where is insurance cheapest within Smith Homes?
The map shows insurance prices in and around Smith Homes, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $75 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,417 to a low of $1,342. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Smith Homes.Pick the Best Car Insurance Company for You in Smith Homes
The best car insurance provider for most drivers in Smith Homes
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $264 over the average Smith Homes car insurance company.
The best car insurance provider for Smith Homes drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $573 over the competition.
The best car insurance company for Smith Homes drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $417 better than other car insurance companies.
The best auto insurance for Smith Homes drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,065 less each year.
The least expensive car insurance company for new and young drivers in Smith Homes
In Smith Homes, State Farm costs young drivers $791 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Smith Homes
Erie Insurance gave the largest car insurance discounts to married couples, averaging $318 saved each year compared to an average Smith Homes couple's premiums.
The cheapest car insurance in Smith Homes for drivers with bad credit
The best Smith Homes car insurance company for customer service
Nationwide was the best company for customer service in Smith Homes according to the NAIC.
Recent price drops
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The cheapest large national provider in Smith Homes
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Smith Homes driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Smith Homes, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Smith Homes
What Influences the Cost of Car Insurance in Smith Homes?
On average, car insurance in Smith Homes is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Smith Homes are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Smith Homes is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Smith Homes is $69 per month for minimum coverage and $114 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- College Hill: Insurance costs 9.98% less
- Brice Street Area: Insurance costs 7.94% less
- Rolling Roads: Insurance costs 0.29% more
- Lindley Park: Insurance costs 10.85% less
- Cumberland: Insurance costs 4.44% less
- Hewitt Area: Insurance costs 7.65% less
- Starmount Forest: Insurance costs 8.74% less
- New Irving Park: Insurance costs 9.61% less
- O Henry Oaks: Insurance costs 2.69% less
- Adams Farm: Insurance costs 2.26% less
Neighborhoods with Similar Populations
- Western Washington University: Insurance costs 5.10% more
- Williamsburg: Insurance costs 10.27% less
- White Gables: Insurance costs 33.28% more
- Indian Spring: Insurance costs 105.90% more
- Westview Park: Insurance costs 59.50% more
- Isetts: Insurance costs 17.33% less
- Iveywood: Insurance costs 75.24% more
- Jefferson Heights: Insurance costs 52.08% more
- Westside: Insurance costs 75.82% more
- Westmore: Insurance costs 0.58% more