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Get Cheap Car Insurance in Western Washington University, Bellingham, WA
We monitor insurance prices, helping the average driver in Western Washington University save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Western Washington University
The chart below shows the cheapest car insurance company in Western Washington University for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Western Washington University Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| State Farm | $55 |
| Progressive | $61 |
| Geico | $66 |
Savings for Every Kind of Western Washington University Driver
Based on our extensive insurance data, we know the average Western Washington University driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $422 per year by choosing the right vehicle insurance company. Some Western Washington University residents are paying out over $1,443 extra every year for auto insurance in Western Washington University. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Western Washington University, Bellingham, WA Savings / Yr. |
|---|---|
$422 |
|
$746 |
|
$537 |
|
$407 |
|
$1,544 |
|
$292 |
|
$500 |
Western Washington University Car Insurance vs. Bellingham
People living in Western Washington University pay an average of 2.75% more than the typical driver in the state. The average driver in Western Washington University can expect to pay about $867 per year, or $1,443 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Western Washington University for most people.
Car Insurance Prices by Western Washington University Neighborhood
Insurance Prices
Where is insurance cheapest within Western Washington University?
The map shows insurance prices in and around Western Washington University, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $15 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,457 to a low of $1,442. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Western Washington University.Pick the Best Car Insurance Company for You in Western Washington University
The best car insurance provider for most drivers in Western Washington University
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $422 over the average Western Washington University car insurance company.
The best car insurance provider for Western Washington University drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $746 over the competition.
The best car insurance company for Western Washington University drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $537 better than other car insurance companies.
The best auto insurance for Western Washington University drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $407 less each year.
The least expensive car insurance company for new and young drivers in Western Washington University
In Western Washington University, State Farm costs young drivers $1,544 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Western Washington University
State Farm gave the largest car insurance discounts to married couples, averaging $292 saved each year compared to an average Western Washington University couple's premiums.
The cheapest car insurance in Western Washington University for drivers with bad credit
The best Western Washington University car insurance company for customer service
Nationwide was the best company for customer service in Western Washington University according to the NAIC.
Recent price drops
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The cheapest large national provider in Western Washington University
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Western Washington University driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Western Washington University, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Western Washington University
What Influences the Cost of Car Insurance in Western Washington University?
On average, car insurance in Western Washington University is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Western Washington University are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Western Washington University is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Western Washington University is $72 per month for minimum coverage and $120 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Hill: Insurance costs 2.91% less
- Sehome: Insurance costs 0.69% less
- Happy Valley: Insurance costs 2.70% more
- Samish Hill: Insurance costs 5.68% less
- York: Insurance costs 2.43% more
- Puget: Insurance costs 3.26% less
- Lettered Streets: Insurance costs 2.98% more
- Columbia: Insurance costs 4.78% less
- Birchwood: Insurance costs 1.80% less
- Mount Baker: Insurance costs 5.47% less
Neighborhoods with Similar Populations
- San Miguel Ranch: Insurance costs 35.76% more
- Mainland Park: Insurance costs 19.47% more
- Marysville Historic District: Insurance costs 25.29% less
- McKinley: Insurance costs 14.62% more
- Miramonte: Insurance costs 29.94% more
- North River Shores: Insurance costs 74.98% more
- Northgate Area: Insurance costs 36.66% more
- Reservoir Hills: Insurance costs 66.04% more
- Rickarby: Insurance costs 22.38% more
- River Oaks-Brookhollow: Insurance costs 11.50% more