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Get Cheap Car Insurance in Reservoir Hills, Oakland, CA
We monitor insurance prices, helping the average driver in Reservoir Hills save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Reservoir Hills
The chart below shows the cheapest car insurance company in Reservoir Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Reservoir Hills Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| Geico | $68 |
| Progressive | $73 |
| Travelers | $75 |
Savings for Every Kind of Reservoir Hills Driver
Based on our extensive insurance data, we know the average Reservoir Hills driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $766 per year by choosing the right vehicle insurance company. Some Reservoir Hills residents are paying out over $2,396 extra every year for auto insurance in Reservoir Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Reservoir Hills, Oakland, CA Savings / Yr. |
|---|---|
$766 |
|
$1,403 |
|
$1,110 |
|
$1,950 |
|
$1,001 |
|
$434 |
|
$0 |
Reservoir Hills Car Insurance vs. Oakland
People living in Reservoir Hills pay an average of 19.33% more than the typical driver in the state. The average driver in Reservoir Hills can expect to pay about $1,122 per year, or $2,396 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Reservoir Hills for most people.
Car Insurance Prices by Reservoir Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Reservoir Hills?
The map shows insurance prices in and around Reservoir Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $116 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,448 to a low of $2,332. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Reservoir Hills.Pick the Best Car Insurance Company for You in Reservoir Hills
The best car insurance provider for most drivers in Reservoir Hills
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $766 over the average Reservoir Hills car insurance company.
The best car insurance provider for Reservoir Hills drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,403 over the competition.
The best car insurance company for Reservoir Hills drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,110 better than other car insurance companies.
The best auto insurance for Reservoir Hills drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,950 less each year.
The least expensive car insurance company for new and young drivers in Reservoir Hills
In Reservoir Hills, State Farm costs young drivers $1,001 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Reservoir Hills
Progressive gave the largest car insurance discounts to married couples, averaging $434 saved each year compared to an average Reservoir Hills couple's premiums.
The cheapest car insurance in Reservoir Hills for drivers with bad credit
The best Reservoir Hills car insurance company for customer service
Nationwide was the best company for customer service in Reservoir Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Reservoir Hills
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Reservoir Hills driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Reservoir Hills, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Reservoir Hills
What Influences the Cost of Car Insurance in Reservoir Hills?
On average, car insurance in Reservoir Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Reservoir Hills is 40 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Reservoir Hills are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Reservoir Hills is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Reservoir Hills is $93 per month for minimum coverage and $200 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Rancho San Antonio: Insurance costs 2.59% more
- Highland Terrace: Insurance costs 1.34% less
- Lynn-Highland Park: Insurance costs 2.80% less
- Jingletown: Insurance costs 2.25% less
- Fruitvale Station: Insurance costs 2.25% more
- Clinton: Insurance costs 0.71% more
- Dimond: Insurance costs 5.59% less
- Allendale: Insurance costs 0.08% less
- Cleveland Heights: Insurance costs 2.67% less
- Merritt: Insurance costs 0.83% more
Neighborhoods with Similar Populations
- Donaldson Run: Insurance costs 48.83% less
- Bramalea: Insurance costs 17.40% more
- Brierwood: Insurance costs 4.80% more
- Broadview Park: Insurance costs 60.52% less
- Bryan Downtown Historic District: Insurance costs 54.84% less
- Cannongate-Orlando: Insurance costs 34.06% more
- Carthage: Insurance costs 49.87% less
- Carver: Insurance costs 26.63% less
- Catalina Foothills Estates: Insurance costs 25.83% less
- Center Street Historic District: Insurance costs 54.59% less