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Get Cheap Car Insurance in Cleveland Heights, Oakland, CA
We monitor insurance prices, helping the average driver in Cleveland Heights save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Cleveland Heights
The chart below shows the cheapest car insurance company in Cleveland Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Cleveland Heights Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| Geico | $66 |
| Progressive | $71 |
| Travelers | $73 |
Savings for Every Kind of Cleveland Heights Driver
Based on our extensive insurance data, we know the average Cleveland Heights driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $745 per year by choosing the right vehicle insurance company. Some Cleveland Heights residents are paying out over $2,332 extra every year for auto insurance in Cleveland Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cleveland Heights, Oakland, CA Savings / Yr. |
|---|---|
$745 |
|
$1,366 |
|
$1,080 |
|
$1,897 |
|
$974 |
|
$423 |
|
$0 |
Cleveland Heights Car Insurance vs. Oakland
People living in Cleveland Heights pay an average of 16.12% more than the typical driver in the state. The average driver in Cleveland Heights can expect to pay about $1,092 per year, or $2,332 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Cleveland Heights for most people.
Car Insurance Prices by Cleveland Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Cleveland Heights?
The map shows insurance prices in and around Cleveland Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $354 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,514 to a low of $2,160. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Cleveland Heights.Pick the Best Car Insurance Company for You in Cleveland Heights
The best car insurance provider for most drivers in Cleveland Heights
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $745 over the average Cleveland Heights car insurance company.
The best car insurance provider for Cleveland Heights drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,366 over the competition.
The best car insurance company for Cleveland Heights drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,080 better than other car insurance companies.
The best auto insurance for Cleveland Heights drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,897 less each year.
The least expensive car insurance company for new and young drivers in Cleveland Heights
In Cleveland Heights, State Farm costs young drivers $974 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cleveland Heights
Progressive gave the largest car insurance discounts to married couples, averaging $423 saved each year compared to an average Cleveland Heights couple's premiums.
The cheapest car insurance in Cleveland Heights for drivers with bad credit
The best Cleveland Heights car insurance company for customer service
Nationwide was the best company for customer service in Cleveland Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Cleveland Heights
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Cleveland Heights driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cleveland Heights, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Cleveland Heights
What Influences the Cost of Car Insurance in Cleveland Heights?
On average, car insurance in Cleveland Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Cleveland Heights is 44 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cleveland Heights are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Cleveland Heights is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cleveland Heights is $91 per month for minimum coverage and $194 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Clinton: Insurance costs 3.47% more
- Merritt: Insurance costs 3.60% more
- Adams Point: Insurance costs 0.43% more
- Highland Terrace: Insurance costs 1.37% more
- Trestle Glen: Insurance costs 5.36% less
- Lakeshore-Oakland: Insurance costs 6.48% less
- Lakewide: Insurance costs 6.56% more
- Rancho San Antonio: Insurance costs 5.40% more
- Grand Lake: Insurance costs 4.76% less
- Lynn-Highland Park: Insurance costs 0.13% less
Neighborhoods with Similar Populations
- Iowa State University: Insurance costs 48.76% less
- Village de L'Est: Insurance costs 72.90% more
- Wright Area: Insurance costs 13.46% less
- Issaquah Highlands: Insurance costs 34.99% less
- Northgate: Insurance costs 18.10% less
- Lyell-Otis: Insurance costs 19.00% more
- Martin Luther King: Insurance costs 36.06% more
- Broadmeadow Brook: Insurance costs 24.70% less
- Berkeley: Insurance costs 38.94% less
- Ben Hill: Insurance costs 4.33% less