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Get Cheap Car Insurance in Lakewide, Oakland, CA
We monitor insurance prices, helping the average driver in Lakewide save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Lakewide
The chart below shows the cheapest car insurance company in Lakewide for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Lakewide Insurer | Monthly Cost |
|---|---|
| Metromile | $62 |
| Geico | $70 |
| Progressive | $75 |
| Travelers | $78 |
Savings for Every Kind of Lakewide Driver
Based on our extensive insurance data, we know the average Lakewide driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $795 per year by choosing the right vehicle insurance company. Some Lakewide residents are paying out over $2,485 extra every year for auto insurance in Lakewide. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lakewide, Oakland, CA Savings / Yr. |
|---|---|
$795 |
|
$1,456 |
|
$1,151 |
|
$2,022 |
|
$1,038 |
|
$451 |
|
$0 |
Lakewide Car Insurance vs. Oakland
People living in Lakewide pay an average of 23.77% more than the typical driver in the state. The average driver in Lakewide can expect to pay about $1,163 per year, or $2,485 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Lakewide for most people.
Car Insurance Prices by Lakewide Neighborhood
Insurance Prices
Where is insurance cheapest within Lakewide?
The map shows insurance prices in and around Lakewide, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $209 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,555 to a low of $2,346. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Lakewide.Pick the Best Car Insurance Company for You in Lakewide
The best car insurance provider for most drivers in Lakewide
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $795 over the average Lakewide car insurance company.
The best car insurance provider for Lakewide drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,456 over the competition.
The best car insurance company for Lakewide drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,151 better than other car insurance companies.
The best auto insurance for Lakewide drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $2,022 less each year.
The least expensive car insurance company for new and young drivers in Lakewide
In Lakewide, State Farm costs young drivers $1,038 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lakewide
Progressive gave the largest car insurance discounts to married couples, averaging $451 saved each year compared to an average Lakewide couple's premiums.
The cheapest car insurance in Lakewide for drivers with bad credit
The best Lakewide car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lakewide
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Lakewide driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lakewide, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Lakewide
What Influences the Cost of Car Insurance in Lakewide?
On average, car insurance in Lakewide is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lakewide is 43 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lakewide are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Lakewide is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lakewide is $97 per month for minimum coverage and $207 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown Oakland: Insurance costs 0.44% more
- Old City-Produce and Waterfront: Insurance costs 3.02% less
- San Pablo Gateway: Insurance costs 2.54% more
- Merritt: Insurance costs 2.78% less
- Adams Point: Insurance costs 5.75% less
- Cleveland Heights: Insurance costs 6.16% less
- Oakland Ave-Harrison Street: Insurance costs 4.87% less
- Pill Hill: Insurance costs 3.14% more
- Clinton: Insurance costs 2.90% less
- Acorn: Insurance costs 0.93% less
Neighborhoods with Similar Populations
- Martin Luther King: Insurance costs 42.49% less
- Juniper Canyon: Insurance costs 42.13% less
- Keene Valley: Insurance costs 43.42% less
- Kendall: Insurance costs 8.37% less
- Lagonda: Insurance costs 53.28% less
- Lancaster Historic District: Insurance costs 54.73% less
- Landfall: Insurance costs 52.19% less
- Lettered Streets: Insurance costs 40.20% less
- Magnolia Gardens: Insurance costs 15.53% more
- Marshall-Shadeland: Insurance costs 38.95% less