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Get Cheap Car Insurance in Magnolia Gardens, Jacksonville, FL
We monitor insurance prices, helping the average driver in Magnolia Gardens save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Magnolia Gardens
The chart below shows the cheapest car insurance company in Magnolia Gardens for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Magnolia Gardens Insurer | Monthly Cost |
|---|---|
| Geico | $137 |
| State Farm | $145 |
| Gainsco | $190 |
| Bristol West | $190 |
Savings for Every Kind of Magnolia Gardens Driver
Based on our extensive insurance data, we know the average Magnolia Gardens driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $840 per year by choosing the right vehicle insurance company. Some Magnolia Gardens residents are paying out over $2,871 extra every year for auto insurance in Magnolia Gardens. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Magnolia Gardens, Jacksonville, FL Savings / Yr. |
|---|---|
$840 |
|
$1,233 |
|
$949 |
|
$939 |
|
$2,983 |
|
$815 |
|
$1,188 |
Magnolia Gardens Car Insurance vs. Jacksonville
People living in Magnolia Gardens pay an average of 8.66% more than the typical driver in the state. The average driver in Magnolia Gardens can expect to pay about $2,621 per year, or $2,871 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Magnolia Gardens for most people.
Car Insurance Prices by Magnolia Gardens Neighborhood
Insurance Prices
Where is insurance cheapest within Magnolia Gardens?
The map shows insurance prices in and around Magnolia Gardens, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $294 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,001 to a low of $2,707. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Magnolia Gardens.Pick the Best Car Insurance Company for You in Magnolia Gardens
The best car insurance provider for most drivers in Magnolia Gardens
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $840 over the average Magnolia Gardens car insurance company.
The best car insurance provider for Magnolia Gardens drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,233 over the competition.
The best car insurance company for Magnolia Gardens drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $949 better than other car insurance companies.
The best auto insurance for Magnolia Gardens drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $939 less each year.
The least expensive car insurance company for new and young drivers in Magnolia Gardens
In Magnolia Gardens, Geico costs young drivers $2,983 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Magnolia Gardens
Geico gave the largest car insurance discounts to married couples, averaging $815 saved each year compared to an average Magnolia Gardens couple's premiums.
The cheapest car insurance in Magnolia Gardens for drivers with bad credit
The best Magnolia Gardens car insurance company for customer service
Allstate was the best company for customer service in Magnolia Gardens according to the NAIC.
Recent price drops
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The cheapest large national provider in Magnolia Gardens
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Magnolia Gardens driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Magnolia Gardens, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Magnolia Gardens
What Influences the Cost of Car Insurance in Magnolia Gardens?
On average, car insurance in Magnolia Gardens is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Magnolia Gardens are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Magnolia Gardens has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Magnolia Gardens is $218 per month for minimum coverage and $239 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Grand Park: Insurance costs 6.13% more
- Moncrief Park: Insurance costs 3.31% more
- 45th and Moncrief: Insurance costs 6.44% more
- Mid-Westside: Insurance costs 8.67% more
- Woodstock: Insurance costs 0.14% less
- Lake Forest: Insurance costs 0.21% more
- Sherwood Forest: Insurance costs 4.32% more
- Riverview: Insurance costs 0.59% more
- Brentwood: Insurance costs 0.59% more
- Lackawanna: Insurance costs 3.13% more
Neighborhoods with Similar Populations
- Bethune Grant: Insurance costs 9.61% less
- Perry North: Insurance costs 48.97% less
- Victory Hills: Insurance costs 42.28% less
- Village Park: Insurance costs 35.67% less
- Hyde Park: Insurance costs 31.87% less
- Southpoint: Insurance costs 53.95% less
- South Central Accord: Insurance costs 62.38% less
- Bluff Acres: Insurance costs 56.98% less
- Riverview-Santa Ana: Insurance costs 18.46% less
- Berkeley Hills: Insurance costs 46.36% less