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Get Cheap Car Insurance in 45th and Moncrief, Jacksonville, FL
We monitor insurance prices, helping the average driver in 45th and Moncrief save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in 45th and Moncrief
The chart below shows the cheapest car insurance company in 45th and Moncrief for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| 45th and Moncrief Insurer | Monthly Cost |
|---|---|
| Geico | $146 |
| State Farm | $155 |
| Gainsco | $202 |
| Bristol West | $202 |
Savings for Every Kind of 45th and Moncrief Driver
Based on our extensive insurance data, we know the average 45th and Moncrief driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $894 per year by choosing the right vehicle insurance company. Some 45th and Moncrief residents are paying out over $3,056 extra every year for auto insurance in 45th and Moncrief. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
45th and Moncrief, Jacksonville, FL Savings / Yr. |
|---|---|
$894 |
|
$1,313 |
|
$1,010 |
|
$999 |
|
$3,175 |
|
$867 |
|
$1,264 |
45th and Moncrief Car Insurance vs. Jacksonville
People living in 45th and Moncrief pay an average of 15.66% more than the typical driver in the state. The average driver in 45th and Moncrief can expect to pay about $2,790 per year, or $3,056 for full coverage.
Based on our analysis, Geico will be the cheapest provider in 45th and Moncrief for most people.
Car Insurance Prices by 45th and Moncrief Neighborhood
Insurance Prices
Where is insurance cheapest within 45th and Moncrief?
The map shows insurance prices in and around 45th and Moncrief, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $216 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,087 to a low of $2,871. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of 45th and Moncrief.Pick the Best Car Insurance Company for You in 45th and Moncrief
The best car insurance provider for most drivers in 45th and Moncrief
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $894 over the average 45th and Moncrief car insurance company.
The best car insurance provider for 45th and Moncrief drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,313 over the competition.
The best car insurance company for 45th and Moncrief drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,010 better than other car insurance companies.
The best auto insurance for 45th and Moncrief drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $999 less each year.
The least expensive car insurance company for new and young drivers in 45th and Moncrief
In 45th and Moncrief, Geico costs young drivers $3,175 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 45th and Moncrief
Geico gave the largest car insurance discounts to married couples, averaging $867 saved each year compared to an average 45th and Moncrief couple's premiums.
The cheapest car insurance in 45th and Moncrief for drivers with bad credit
The best 45th and Moncrief car insurance company for customer service
Allstate was the best company for customer service in 45th and Moncrief according to the NAIC.
Recent price drops
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The cheapest large national provider in 45th and Moncrief
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 45th and Moncrief driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 45th and Moncrief, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around 45th and Moncrief
What Influences the Cost of Car Insurance in 45th and Moncrief?
On average, car insurance in 45th and Moncrief is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in 45th and Moncrief is 38 minutes, which is far more than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 45th and Moncrief are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- 45th and Moncrief is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 45th and Moncrief is $232 per month for minimum coverage and $255 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Moncrief Park: Insurance costs 2.95% less
- Lake Forest: Insurance costs 5.86% less
- Tallulah-North Shore: Insurance costs 3.17% less
- Brentwood: Insurance costs 5.50% less
- Magnolia Gardens: Insurance costs 6.05% less
- Grand Park: Insurance costs 0.29% less
- Mid-Westside: Insurance costs 2.09% more
- Riverview: Insurance costs 5.50% less
- Panama Park: Insurance costs 10.21% less
- Springfield: Insurance costs 13.29% less
Neighborhoods with Similar Populations
- Downtown Grand Forks: Insurance costs 55.46% less
- Westbury: Insurance costs 52.00% less
- Fairview: Insurance costs 60.24% less
- Bluemound Heights: Insurance costs 63.48% less
- Downtown Conneaut: Insurance costs 63.78% less
- Coquina Key: Insurance costs 3.08% less
- Mainland Park: Insurance costs 43.59% less
- Burrage: Insurance costs 45.03% less
- Belmont: Insurance costs 49.18% less
- Windham: Insurance costs 4.25% less