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Get Cheap Car Insurance in Coquina Key, St. Petersburg, FL
We monitor insurance prices, helping the average driver in Coquina Key save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Coquina Key
The chart below shows the cheapest car insurance company in Coquina Key for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Coquina Key Insurer | Monthly Cost |
|---|---|
| Geico | $141 |
| State Farm | $150 |
| Gainsco | $196 |
| Bristol West | $196 |
Savings for Every Kind of Coquina Key Driver
Based on our extensive insurance data, we know the average Coquina Key driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $867 per year by choosing the right vehicle insurance company. Some Coquina Key residents are paying out over $2,962 extra every year for auto insurance in Coquina Key. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Coquina Key, St. Petersburg, FL Savings / Yr. |
|---|---|
$867 |
|
$1,273 |
|
$979 |
|
$969 |
|
$3,078 |
|
$841 |
|
$1,225 |
Coquina Key Car Insurance vs. St. Petersburg
People living in Coquina Key pay an average of 12.12% more than the typical driver in the state. The average driver in Coquina Key can expect to pay about $2,704 per year, or $2,962 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Coquina Key for most people.
Car Insurance Prices by Coquina Key Neighborhood
Insurance Prices
Where is insurance cheapest within Coquina Key?
The map shows insurance prices in and around Coquina Key, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $427 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,201 to a low of $2,774. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the West parts of Coquina Key.Pick the Best Car Insurance Company for You in Coquina Key
The best car insurance provider for most drivers in Coquina Key
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $867 over the average Coquina Key car insurance company.
The best car insurance provider for Coquina Key drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,273 over the competition.
The best car insurance company for Coquina Key drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $979 better than other car insurance companies.
The best auto insurance for Coquina Key drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $969 less each year.
The least expensive car insurance company for new and young drivers in Coquina Key
In Coquina Key, Geico costs young drivers $3,078 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Coquina Key
Geico gave the largest car insurance discounts to married couples, averaging $841 saved each year compared to an average Coquina Key couple's premiums.
The cheapest car insurance in Coquina Key for drivers with bad credit
The best Coquina Key car insurance company for customer service
Recent price drops
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The cheapest large national provider in Coquina Key
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Coquina Key driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Coquina Key, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Coquina Key
What Influences the Cost of Car Insurance in Coquina Key?
On average, car insurance in Coquina Key is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Coquina Key are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Coquina Key is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Coquina Key is $225 per month for minimum coverage and $247 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Pinellas Point: Insurance costs 0.54% more
- Melrose Mercy: Insurance costs 8.47% more
- Highland Oaks: Insurance costs 6.14% more
- Downtown St Petersburg: Insurance costs 3.48% less
- Methodist Town: Insurance costs 1.18% more
- Historic Uptown: Insurance costs 6.65% less
- Historic Old Northeast: Insurance costs 7.46% less
- Childs Park: Insurance costs 8.27% more
- Westminster Heights: Insurance costs 3.31% more
- Central Oak Park: Insurance costs 0.88% less
Neighborhoods with Similar Populations
- Downtown Grand Forks: Insurance costs 54.05% less
- Elton Hills: Insurance costs 48.38% less
- Edgewood: Insurance costs 59.32% less
- Westbury: Insurance costs 50.47% less
- Darkesville: Insurance costs 50.74% less
- West Edgewood: Insurance costs 55.81% less
- Windham: Insurance costs 1.22% less
- Morningside: Insurance costs 51.28% less
- Fairview: Insurance costs 58.98% less
- Burrage: Insurance costs 43.28% less