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Get Cheap Car Insurance in Highland Oaks, St. Petersburg, FL
We monitor insurance prices, helping the average driver in Highland Oaks save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Highland Oaks
The chart below shows the cheapest car insurance company in Highland Oaks for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Highland Oaks Insurer | Monthly Cost |
|---|---|
| Geico | $150 |
| State Farm | $159 |
| Gainsco | $208 |
| Bristol West | $208 |
Savings for Every Kind of Highland Oaks Driver
Based on our extensive insurance data, we know the average Highland Oaks driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $920 per year by choosing the right vehicle insurance company. Some Highland Oaks residents are paying out over $3,144 extra every year for auto insurance in Highland Oaks. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Highland Oaks, St. Petersburg, FL Savings / Yr. |
|---|---|
$920 |
|
$1,351 |
|
$1,039 |
|
$1,028 |
|
$3,267 |
|
$893 |
|
$1,301 |
Highland Oaks Car Insurance vs. St. Petersburg
People living in Highland Oaks pay an average of 19.01% more than the typical driver in the state. The average driver in Highland Oaks can expect to pay about $2,871 per year, or $3,144 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Highland Oaks for most people.
Car Insurance Prices by Highland Oaks Neighborhood
Insurance Prices
Where is insurance cheapest within Highland Oaks?
The map shows insurance prices in and around Highland Oaks, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $503 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,422 to a low of $2,919. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Highland Oaks.Pick the Best Car Insurance Company for You in Highland Oaks
The best car insurance provider for most drivers in Highland Oaks
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $920 over the average Highland Oaks car insurance company.
The best car insurance provider for Highland Oaks drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,351 over the competition.
The best car insurance company for Highland Oaks drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,039 better than other car insurance companies.
The best auto insurance for Highland Oaks drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,028 less each year.
The least expensive car insurance company for new and young drivers in Highland Oaks
In Highland Oaks, Geico costs young drivers $3,267 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Highland Oaks
Geico gave the largest car insurance discounts to married couples, averaging $893 saved each year compared to an average Highland Oaks couple's premiums.
The cheapest car insurance in Highland Oaks for drivers with bad credit
The best Highland Oaks car insurance company for customer service
Allstate was the best company for customer service in Highland Oaks according to the NAIC.
Recent price drops
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The cheapest large national provider in Highland Oaks
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Highland Oaks driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Highland Oaks, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Highland Oaks
What Influences the Cost of Car Insurance in Highland Oaks?
On average, car insurance in Highland Oaks is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Highland Oaks are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Highland Oaks has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Highland Oaks is $239 per month for minimum coverage and $262 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Melrose Mercy: Insurance costs 2.19% more
- Childs Park: Insurance costs 2.00% more
- Methodist Town: Insurance costs 4.68% less
- Westminster Heights: Insurance costs 2.67% less
- Downtown St Petersburg: Insurance costs 9.06% less
- Central Oak Park: Insurance costs 6.62% less
- Coquina Key: Insurance costs 5.79% less
- Historic Uptown: Insurance costs 12.05% less
- Pinellas Point: Insurance costs 5.28% less
- Pasadena Bear Creek Estates: Insurance costs 11.55% less
Neighborhoods with Similar Populations
- oakwood: Insurance costs 62.47% less
- Brookwood: Insurance costs 40.30% less
- State and Cypress: Insurance costs 54.58% less
- Orient Park: Insurance costs 0.67% less
- Charleston Historic District: Insurance costs 45.10% less
- Cooper: Insurance costs 40.68% less
- Marquette: Insurance costs 5.63% less
- Wahneta: Insurance costs 11.61% less
- Oaks: Insurance costs 38.36% less
- East Village: Insurance costs 20.45% less