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Get Cheap Car Insurance in Oaks, Garland, TX
We monitor insurance prices, helping the average driver in Oaks save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Oaks
The chart below shows the cheapest car insurance company in Oaks for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Oaks Insurer | Monthly Cost |
|---|---|
| Clearcover | $50 |
| Mile Auto | $66 |
| Progressive | $67 |
| State Farm | $73 |
Savings for Every Kind of Oaks Driver
Based on our extensive insurance data, we know the average Oaks driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $399 per year by choosing the right vehicle insurance company. Some Oaks residents are paying out over $1,938 extra every year for auto insurance in Oaks. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oaks, Garland, TX Savings / Yr. |
|---|---|
$399 |
|
$913 |
|
$805 |
|
$922 |
|
$1,403 |
|
$530 |
|
$579 |
Oaks Car Insurance vs. Garland
People living in Oaks pay an average of 0.80% less than the typical driver in the state. The average driver in Oaks can expect to pay about $1,155 per year, or $1,938 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Oaks for most people.
Car Insurance Prices by Oaks Neighborhood
Insurance Prices
Where is insurance cheapest within Oaks?
The map shows insurance prices in and around Oaks, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $63 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,957 to a low of $1,894. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Oaks.Pick the Best Car Insurance Company for You in Oaks
The best car insurance provider for most drivers in Oaks
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $399 over the average Oaks car insurance company.
The best car insurance provider for Oaks drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $913 over the competition.
The best car insurance company for Oaks drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $805 better than other car insurance companies.
The best auto insurance for Oaks drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $922 less each year.
The least expensive car insurance company for new and young drivers in Oaks
In Oaks, State Farm costs young drivers $1,403 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oaks
State Farm gave the largest car insurance discounts to married couples, averaging $530 saved each year compared to an average Oaks couple's premiums.
The cheapest car insurance in Oaks for drivers with bad credit
The best Oaks car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oaks
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Oaks driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oaks, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Oaks
What Influences the Cost of Car Insurance in Oaks?
On average, car insurance in Oaks is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oaks are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Oaks is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Oaks is $96 per month for minimum coverage and $162 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- New West: Insurance costs 2.48% more
- Monica Park: Insurance costs 2.06% more
- Almeta-Bonita-Bella Vista: Insurance costs 3.15% more
- Chandler Heights: Insurance costs 4.49% more
- Northeast Garland: Insurance costs the same
- Northeast Dallas-White Rock: Insurance costs 1.91% more
- Coomer Creek: Insurance costs 0.36% less
- Urbandale-Parkdale: Insurance costs 8.72% more
- Oakridge: Insurance costs 0.36% less
- Southeast Dallas: Insurance costs 7.17% more
Neighborhoods with Similar Populations
- Orchard Breeze: Insurance costs 19.50% less
- McGilvra: Insurance costs 13.16% less
- Meadowbrook: Insurance costs 14.60% less
- Meadows: Insurance costs 64.86% more
- Menominee South: Insurance costs 43.03% less
- Mercy Drive: Insurance costs 57.22% more
- Miller Park: Insurance costs 35.04% less
- Montlake: Insurance costs 18.16% less
- Morgan Village: Insurance costs 17.29% more
- Nelson: Insurance costs 62.80% more