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Get Cheap Car Insurance in Urbandale-Parkdale, Dallas, TX
We monitor insurance prices, helping the average driver in Urbandale-Parkdale save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Urbandale-Parkdale
The chart below shows the cheapest car insurance company in Urbandale-Parkdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Urbandale-Parkdale Insurer | Monthly Cost |
|---|---|
| Clearcover | $55 |
| Mile Auto | $71 |
| Progressive | $73 |
| State Farm | $79 |
Savings for Every Kind of Urbandale-Parkdale Driver
Based on our extensive insurance data, we know the average Urbandale-Parkdale driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $434 per year by choosing the right vehicle insurance company. Some Urbandale-Parkdale residents are paying out over $2,107 extra every year for auto insurance in Urbandale-Parkdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Urbandale-Parkdale, Dallas, TX Savings / Yr. |
|---|---|
$434 |
|
$992 |
|
$875 |
|
$1,002 |
|
$1,525 |
|
$576 |
|
$630 |
Urbandale-Parkdale Car Insurance vs. Dallas
People living in Urbandale-Parkdale pay an average of 7.84% more than the typical driver in the state. The average driver in Urbandale-Parkdale can expect to pay about $1,255 per year, or $2,107 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Urbandale-Parkdale for most people.
Car Insurance Prices by Urbandale-Parkdale Neighborhood
Insurance Prices
Where is insurance cheapest within Urbandale-Parkdale?
The map shows insurance prices in and around Urbandale-Parkdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $317 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,212 to a low of $1,895. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Urbandale-Parkdale.Pick the Best Car Insurance Company for You in Urbandale-Parkdale
The best car insurance provider for most drivers in Urbandale-Parkdale
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $434 over the average Urbandale-Parkdale car insurance company.
The best car insurance provider for Urbandale-Parkdale drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $992 over the competition.
The best car insurance company for Urbandale-Parkdale drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $875 better than other car insurance companies.
The best auto insurance for Urbandale-Parkdale drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $1,002 less each year.
The least expensive car insurance company for new and young drivers in Urbandale-Parkdale
In Urbandale-Parkdale, State Farm costs young drivers $1,525 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Urbandale-Parkdale
State Farm gave the largest car insurance discounts to married couples, averaging $576 saved each year compared to an average Urbandale-Parkdale couple's premiums.
The cheapest car insurance in Urbandale-Parkdale for drivers with bad credit
The best Urbandale-Parkdale car insurance company for customer service
Nationwide was the best company for customer service in Urbandale-Parkdale according to the NAIC.
Recent price drops
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The cheapest large national provider in Urbandale-Parkdale
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Urbandale-Parkdale driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Urbandale-Parkdale, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Urbandale-Parkdale
What Influences the Cost of Car Insurance in Urbandale-Parkdale?
On average, car insurance in Urbandale-Parkdale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Urbandale-Parkdale is 36 minutes, which is far more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Urbandale-Parkdale are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Urbandale-Parkdale is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Urbandale-Parkdale is $105 per month for minimum coverage and $176 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Boulevard Park Row: Insurance costs 1.33% more
- Southeast Dallas: Insurance costs 1.42% less
- Northeast Dallas-White Rock: Insurance costs 6.26% less
- Farmers Market District: Insurance costs 4.22% less
- M Streets: Insurance costs 11.82% less
- West End Historic District: Insurance costs 11.82% less
- Oak Lawn: Insurance costs 12.62% less
- Near East: Insurance costs 12.96% less
- Cedar Crest: Insurance costs 2.75% more
- Almeta-Bonita-Bella Vista: Insurance costs 5.13% less
Neighborhoods with Similar Populations
- Five Points: Insurance costs 1.95% more
- Creston: Insurance costs 35.55% more
- Capitol Hill: Insurance costs 2.37% more
- Pocket: Insurance costs 4.03% more
- Southwest Raleigh: Insurance costs 36.50% less
- Southeast: Insurance costs 40.10% less
- South Norfolk: Insurance costs 39.16% less
- Rice Military: Insurance costs 10.11% less
- Potomac West: Insurance costs 35.22% less
- Poplar-Ludlow-Yorktowne: Insurance costs 20.69% less