Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Nelson, Muskegon, MI
We monitor insurance prices, helping the average driver in Nelson save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Nelson
The chart below shows the cheapest car insurance company in Nelson for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Nelson Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $117 |
| Progressive | $133 |
| State Farm | $135 |
| Safeco Insurance | $142 |
Savings for Every Kind of Nelson Driver
Based on our extensive insurance data, we know the average Nelson driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,268 per year by choosing the right vehicle insurance company. Some Nelson residents are paying out over $3,155 extra every year for auto insurance in Nelson. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Nelson, Muskegon, MI Savings / Yr. |
|---|---|
$1,268 |
|
$2,070 |
|
$1,832 |
|
$2,784 |
|
$3,284 |
|
$0 |
|
$0 |
Nelson Car Insurance vs. Muskegon
People living in Nelson pay an average of 8.83% more than the typical driver in the state. The average driver in Nelson can expect to pay about $2,396 per year, or $3,155 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Nelson for most people.
Car Insurance Prices by Nelson Neighborhood
Insurance Prices
Where is insurance cheapest within Nelson?
The map shows insurance prices in and around Nelson, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $284 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,283 to a low of $2,999. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Nelson.Pick the Best Car Insurance Company for You in Nelson
The best car insurance provider for most drivers in Nelson
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,268 over the average Nelson car insurance company.
The best car insurance provider for Nelson drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,070 over the competition.
The best car insurance company for Nelson drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,832 better than other car insurance companies.
The best auto insurance for Nelson drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,784 less each year.
The least expensive car insurance company for new and young drivers in Nelson
In Nelson, Geico costs young drivers $3,284 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Nelson
The cheapest car insurance in Nelson for drivers with bad credit
The best Nelson car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Nelson, which was better than other insurers.
The cheapest large national provider in Nelson
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Nelson driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Nelson, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Nelson
What Influences the Cost of Car Insurance in Nelson?
On average, car insurance in Nelson is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Nelson is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Nelson is $200 per month for minimum coverage and $263 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Marquette: Insurance costs 5.96% less
- Shady Park Neighbourhood: Insurance costs 7.54% less
- Westside: Insurance costs 13.95% less
- West Grand: Insurance costs 5.10% less
- John Ball Park: Insurance costs 7.83% less
- Swan: Insurance costs 1.14% more
- Creston: Insurance costs 9.48% less
- Belknap Lookout: Insurance costs 5.04% less
- Heartside-Downtown: Insurance costs 1.01% less
- Roosevelt Park: Insurance costs 13.72% more
Neighborhoods with Similar Populations
- Broadview Park: Insurance costs 70.02% less
- Galeville: Insurance costs 30.24% less
- Lake Hollingsworth: Insurance costs 20.73% less
- Skyland: Insurance costs 29.03% less
- Paradise Park: Insurance costs 41.14% less
- Indian River Park: Insurance costs 23.04% less
- Richmond Grove: Insurance costs 26.50% less
- Harrison: Insurance costs 37.12% less
- Rio Grande Park: Insurance costs 4.18% less
- East Topeka: Insurance costs 49.45% less