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Get Cheap Car Insurance in East Topeka, Topeka, KS
We monitor insurance prices, helping the average driver in East Topeka save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in East Topeka
The chart below shows the cheapest car insurance company in East Topeka for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| East Topeka Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| Kemper | $55 |
| Farm Bureau | $57 |
| Travelers | $58 |
Savings for Every Kind of East Topeka Driver
Based on our extensive insurance data, we know the average East Topeka driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $378 per year by choosing the right vehicle insurance company. Some East Topeka residents are paying out over $1,595 extra every year for auto insurance in East Topeka. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Topeka, Topeka, KS Savings / Yr. |
|---|---|
$378 |
|
$602 |
|
$430 |
|
$704 |
|
$1,374 |
|
$351 |
|
$765 |
East Topeka Car Insurance vs. Topeka
People living in East Topeka pay an average of 1.90% more than the typical driver in the state. The average driver in East Topeka can expect to pay about $859 per year, or $1,595 for full coverage.
Based on our analysis, Geico will be the cheapest provider in East Topeka for most people.
Car Insurance Prices by East Topeka Neighborhood
Insurance Prices
Where is insurance cheapest within East Topeka?
The map shows insurance prices in and around East Topeka, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $281 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,792 to a low of $1,511. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of East Topeka.Pick the Best Car Insurance Company for You in East Topeka
The best car insurance provider for most drivers in East Topeka
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $378 over the average East Topeka car insurance company.
The best car insurance provider for East Topeka drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $602 over the competition.
The best car insurance company for East Topeka drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $430 better than other car insurance companies.
The best auto insurance for East Topeka drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $704 less each year.
The least expensive car insurance company for new and young drivers in East Topeka
In East Topeka, Geico costs young drivers $1,374 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Topeka
State Farm gave the largest car insurance discounts to married couples, averaging $351 saved each year compared to an average East Topeka couple's premiums.
The cheapest car insurance in East Topeka for drivers with bad credit
The best East Topeka car insurance company for customer service
Nationwide was the best company for customer service in East Topeka according to the NAIC.
Recent price drops
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The cheapest large national provider in East Topeka
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average East Topeka driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Topeka, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around East Topeka
What Influences the Cost of Car Insurance in East Topeka?
On average, car insurance in East Topeka is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in East Topeka is 25 minutes, which is a little more than average for a driver in the city.
- Kansas state insurance regulations may allow for lower prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East Topeka are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- East Topeka is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in East Topeka is $72 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Southeast 3: Insurance costs 1.82% less
- Central Topeka 2: Insurance costs 1.50% less
- South Southeast 1: Insurance costs 0.88% less
- West Southwest 3: Insurance costs 3.89% less
- West Southwest 2: Insurance costs 3.89% less
- Southwest Topeka: Insurance costs 6.65% less
- Sunset Hills: Insurance costs 4.14% less
- Oread: Insurance costs 2.38% less
- Prairie-Piper-KC-KS: Insurance costs 4.39% less
- I-435 West KC-KS: Insurance costs 0.13% less
Neighborhoods with Similar Populations
- Forest Glen: Insurance costs 8.46% less
- Smith Dairy West: Insurance costs 82.88% more
- Skunk City: Insurance costs 73.48% more
- Rockwood: Insurance costs 29.28% more
- Lasalle College Park: Insurance costs 155.55% more
- Konnoak: Insurance costs 16.36% less
- Highland Oaks: Insurance costs 97.12% more
- Globeville: Insurance costs 37.55% more
- Glenroy Village: Insurance costs 19.12% less
- Gilcrease Hills: Insurance costs 19.00% more