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Get Cheap Car Insurance in Smith Dairy West, Lake Worth, FL
We monitor insurance prices, helping the average driver in Smith Dairy West save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Smith Dairy West
The chart below shows the cheapest car insurance company in Smith Dairy West for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Smith Dairy West Insurer | Monthly Cost |
|---|---|
| Geico | $139 |
| State Farm | $148 |
| Gainsco | $193 |
| Bristol West | $193 |
Savings for Every Kind of Smith Dairy West Driver
Based on our extensive insurance data, we know the average Smith Dairy West driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $853 per year by choosing the right vehicle insurance company. Some Smith Dairy West residents are paying out over $2,917 extra every year for auto insurance in Smith Dairy West. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Smith Dairy West, Lake Worth, FL Savings / Yr. |
|---|---|
$853 |
|
$1,253 |
|
$964 |
|
$954 |
|
$3,031 |
|
$828 |
|
$1,207 |
Smith Dairy West Car Insurance vs. Lake Worth
People living in Smith Dairy West pay an average of 10.41% more than the typical driver in the state. The average driver in Smith Dairy West can expect to pay about $2,663 per year, or $2,917 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Smith Dairy West for most people.
Car Insurance Prices by Smith Dairy West Neighborhood
Insurance Prices
Where is insurance cheapest within Smith Dairy West?
The map shows insurance prices in and around Smith Dairy West, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $46 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,940 to a low of $2,894. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Smith Dairy West.Pick the Best Car Insurance Company for You in Smith Dairy West
The best car insurance provider for most drivers in Smith Dairy West
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $853 over the average Smith Dairy West car insurance company.
The best car insurance provider for Smith Dairy West drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,253 over the competition.
The best car insurance company for Smith Dairy West drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $964 better than other car insurance companies.
The best auto insurance for Smith Dairy West drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $954 less each year.
The least expensive car insurance company for new and young drivers in Smith Dairy West
In Smith Dairy West, Geico costs young drivers $3,031 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Smith Dairy West
Geico gave the largest car insurance discounts to married couples, averaging $828 saved each year compared to an average Smith Dairy West couple's premiums.
The cheapest car insurance in Smith Dairy West for drivers with bad credit
The best Smith Dairy West car insurance company for customer service
Allstate was the best company for customer service in Smith Dairy West according to the NAIC.
Recent price drops
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The cheapest large national provider in Smith Dairy West
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Smith Dairy West driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Smith Dairy West, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Smith Dairy West
What Influences the Cost of Car Insurance in Smith Dairy West?
On average, car insurance in Smith Dairy West is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Smith Dairy West is 32 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Smith Dairy West are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Smith Dairy West is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Smith Dairy West is $222 per month for minimum coverage and $243 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lake Charleston: Insurance costs 2.81% more
- Olympia: Insurance costs 8.71% more
- Meadows: Insurance costs 9.53% more
- Emerald Lake-Miami: Insurance costs 15.43% more
- Indian Spring: Insurance costs 3.09% less
- Boynton Lakes Plaza: Insurance costs 3.36% more
- Leisureville: Insurance costs 6.17% more
- South Shore of Wellington: Insurance costs 3.77% more
- Sugar Pond Manor of Wellington: Insurance costs 5.04% more
- Southwest: Insurance costs 13.27% more
Neighborhoods with Similar Populations
- Pineapple Park: Insurance costs 2.64% less
- Marquette: Insurance costs 1.71% more
- Mayflower Village: Insurance costs 22.15% less
- Meadowbrook: Insurance costs 43.26% less
- Meadows: Insurance costs 9.53% more
- Melrose-Rugby: Insurance costs 51.83% less
- Menominee South: Insurance costs 62.15% less
- Mercy Drive: Insurance costs 4.46% more
- Miller Park: Insurance costs 56.84% less
- Montlake: Insurance costs 45.63% less