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Get Cheap Car Insurance in Emerald Lake-Miami, Lake Worth, FL
We monitor insurance prices, helping the average driver in Emerald Lake-Miami save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Emerald Lake-Miami
The chart below shows the cheapest car insurance company in Emerald Lake-Miami for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Emerald Lake-Miami Insurer | Monthly Cost |
|---|---|
| Geico | $161 |
| State Farm | $170 |
| Gainsco | $222 |
| Bristol West | $222 |
Savings for Every Kind of Emerald Lake-Miami Driver
Based on our extensive insurance data, we know the average Emerald Lake-Miami driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $985 per year by choosing the right vehicle insurance company. Some Emerald Lake-Miami residents are paying out over $3,367 extra every year for auto insurance in Emerald Lake-Miami. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Emerald Lake-Miami, Lake Worth, FL Savings / Yr. |
|---|---|
$985 |
|
$1,446 |
|
$1,112 |
|
$1,101 |
|
$3,498 |
|
$956 |
|
$1,393 |
Emerald Lake-Miami Car Insurance vs. Lake Worth
People living in Emerald Lake-Miami pay an average of 27.43% more than the typical driver in the state. The average driver in Emerald Lake-Miami can expect to pay about $3,074 per year, or $3,367 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Emerald Lake-Miami for most people.
Car Insurance Prices by Emerald Lake-Miami Neighborhood
Insurance Prices
Where is insurance cheapest within Emerald Lake-Miami?
The map shows insurance prices in and around Emerald Lake-Miami, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $18 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,370 to a low of $3,352. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Emerald Lake-Miami.Pick the Best Car Insurance Company for You in Emerald Lake-Miami
The best car insurance provider for most drivers in Emerald Lake-Miami
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $985 over the average Emerald Lake-Miami car insurance company.
The best car insurance provider for Emerald Lake-Miami drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,446 over the competition.
The best car insurance company for Emerald Lake-Miami drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,112 better than other car insurance companies.
The best auto insurance for Emerald Lake-Miami drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,101 less each year.
The least expensive car insurance company for new and young drivers in Emerald Lake-Miami
In Emerald Lake-Miami, Geico costs young drivers $3,498 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Emerald Lake-Miami
Geico gave the largest car insurance discounts to married couples, averaging $956 saved each year compared to an average Emerald Lake-Miami couple's premiums.
The cheapest car insurance in Emerald Lake-Miami for drivers with bad credit
The best Emerald Lake-Miami car insurance company for customer service
Allstate was the best company for customer service in Emerald Lake-Miami according to the NAIC.
Recent price drops
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The cheapest large national provider in Emerald Lake-Miami
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Emerald Lake-Miami driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Emerald Lake-Miami, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Emerald Lake-Miami
What Influences the Cost of Car Insurance in Emerald Lake-Miami?
On average, car insurance in Emerald Lake-Miami is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Emerald Lake-Miami is 31 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Emerald Lake-Miami are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Emerald Lake-Miami is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Emerald Lake-Miami is $256 per month for minimum coverage and $281 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Meadows: Insurance costs 5.11% less
- Boynton Lakes Plaza: Insurance costs 10.45% less
- South Side: Insurance costs 3.45% less
- Southwest: Insurance costs 1.87% less
- Lake Charleston: Insurance costs 10.93% less
- Smith Dairy West: Insurance costs 13.37% less
- Leisureville: Insurance costs 8.02% less
- Olympia: Insurance costs 5.82% less
- Indian Spring: Insurance costs 16.04% less
- Palm Beach Lakes: Insurance costs 2.85% more
Neighborhoods with Similar Populations
- Fondren North Renaissance: Insurance costs 48.23% less
- Heart of the City: Insurance costs 46.06% less
- Boston Edison: Insurance costs 17.14% more
- Stetson Hills: Insurance costs 42.98% less
- Coquina Key: Insurance costs 12.03% less
- North Park Forest: Insurance costs 38.55% less
- Historic Montford: Insurance costs 62.79% less
- Downtown Grand Forks: Insurance costs 59.58% less
- South Roanoke: Insurance costs 64.89% less
- Downtown Conneaut: Insurance costs 67.12% less