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Get Cheap Car Insurance in Stetson Hills, Colorado Springs, CO
We monitor insurance prices, helping the average driver in Stetson Hills save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Stetson Hills
The chart below shows the cheapest car insurance company in Stetson Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Stetson Hills Insurer | Monthly Cost |
|---|---|
| State Farm | $65 |
| Bristol West | $77 |
| Safeco Insurance | $79 |
| Geico | $81 |
Savings for Every Kind of Stetson Hills Driver
Based on our extensive insurance data, we know the average Stetson Hills driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $411 per year by choosing the right vehicle insurance company. Some Stetson Hills residents are paying out over $1,920 extra every year for auto insurance in Stetson Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stetson Hills, Colorado Springs, CO Savings / Yr. |
|---|---|
$411 |
|
$733 |
|
$590 |
|
$631 |
|
$1,867 |
|
$495 |
|
$724 |
Stetson Hills Car Insurance vs. Colorado Springs
People living in Stetson Hills pay an average of 1.56% more than the typical driver in the state. The average driver in Stetson Hills can expect to pay about $1,121 per year, or $1,920 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Stetson Hills for most people.
Car Insurance Prices by Stetson Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Stetson Hills?
The map shows insurance prices in and around Stetson Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $237 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,010 to a low of $1,773. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Stetson Hills.Pick the Best Car Insurance Company for You in Stetson Hills
The best car insurance provider for most drivers in Stetson Hills
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $411 over the average Stetson Hills car insurance company.
The best car insurance provider for Stetson Hills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $733 over the competition.
The best car insurance company for Stetson Hills drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $590 better than other car insurance companies.
The best auto insurance for Stetson Hills drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $631 less each year.
The least expensive car insurance company for new and young drivers in Stetson Hills
In Stetson Hills, State Farm costs young drivers $1,867 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stetson Hills
State Farm gave the largest car insurance discounts to married couples, averaging $495 saved each year compared to an average Stetson Hills couple's premiums.
The cheapest car insurance in Stetson Hills for drivers with bad credit
The best Stetson Hills car insurance company for customer service
Nationwide was the best company for customer service in Stetson Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Stetson Hills
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Stetson Hills driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stetson Hills, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Stetson Hills
What Influences the Cost of Car Insurance in Stetson Hills?
On average, car insurance in Stetson Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Stetson Hills is 31 minutes, which is about the national average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stetson Hills are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Stetson Hills is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Stetson Hills is $93 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Powers: Insurance costs 1.56% more
- Fairfax: Insurance costs 0.94% less
- Briargate: Insurance costs 2.76% less
- Northeast Colorado Springs: Insurance costs 1.67% less
- East Colorado Springs: Insurance costs 1.30% less
- Lowell: Insurance costs 1.35% more
- Northwest Colorado Springs: Insurance costs 2.97% less
- Southeast Colorado Springs: Insurance costs 0.52% more
- Flying Horse: Insurance costs 0.31% less
- Black Forest: Insurance costs the same
Neighborhoods with Similar Populations
- St. Joseph Historic Neighborhood: Insurance costs 30.36% less
- Fondren North Renaissance: Insurance costs 9.22% less
- Foothill Junction: Insurance costs 4.53% more
- Forest Park: Insurance costs 16.56% less
- Santa Fe: Insurance costs 3.44% more
- Skyland Park: Insurance costs 13.59% less
- South 39th Street: Insurance costs 20.42% less
- South End: Insurance costs 61.77% more
- Southdale: Insurance costs 8.39% less
- Southeast Mill Creek: Insurance costs 18.28% less