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Get Cheap Car Insurance in Forest Park, Birmingham, AL
We monitor insurance prices, helping the average driver in Forest Park save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Forest Park
The chart below shows the cheapest car insurance company in Forest Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Forest Park Insurer | Monthly Cost |
|---|---|
| Travelers | $71 |
| Gainsco | $74 |
| State Farm | $78 |
| Safe Auto | $79 |
Savings for Every Kind of Forest Park Driver
Based on our extensive insurance data, we know the average Forest Park driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $397 per year by choosing the right vehicle insurance company. Some Forest Park residents are paying out over $1,602 extra every year for auto insurance in Forest Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Forest Park, Birmingham, AL Savings / Yr. |
|---|---|
$397 |
|
$540 |
|
$506 |
|
$574 |
|
$1,246 |
|
$69 |
|
$339 |
Forest Park Car Insurance vs. Birmingham
People living in Forest Park pay an average of 0.04% less than the typical driver in the state. The average driver in Forest Park can expect to pay about $1,058 per year, or $1,602 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Forest Park for most people.
Car Insurance Prices by Forest Park Neighborhood
Insurance Prices
Where is insurance cheapest within Forest Park?
The map shows insurance prices in and around Forest Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $301 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,823 to a low of $1,522. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northwest parts of Forest Park.Pick the Best Car Insurance Company for You in Forest Park
The best car insurance provider for most drivers in Forest Park
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $397 over the average Forest Park car insurance company.
The best car insurance provider for Forest Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $540 over the competition.
The best car insurance company for Forest Park drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $506 better than other car insurance companies.
The best auto insurance for Forest Park drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $574 less each year.
The least expensive car insurance company for new and young drivers in Forest Park
In Forest Park, Travelers costs young drivers $1,246 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Forest Park
State Farm gave the largest car insurance discounts to married couples, averaging $69 saved each year compared to an average Forest Park couple's premiums.
The cheapest car insurance in Forest Park for drivers with bad credit
The best Forest Park car insurance company for customer service
Nationwide was the best company for customer service in Forest Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Forest Park
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Forest Park driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Forest Park, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Forest Park
What Influences the Cost of Car Insurance in Forest Park?
On average, car insurance in Forest Park is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Forest Park is 19 minutes, which is far less than average for a driver in the city.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Forest Park are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Forest Park is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Forest Park is $88 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Highland Park: Insurance costs 2.56% less
- Southside: Insurance costs 0.56% less
- Redmont Park: Insurance costs 0.25% more
- Crestline: Insurance costs 0.56% more
- Norwood: Insurance costs 6.37% more
- Five Points South: Insurance costs 2.18% less
- Glen Iris: Insurance costs 1.62% more
- South East Lake: Insurance costs 10.11% more
- Arlington: Insurance costs 20.22% more
- Crossgate: Insurance costs 5.06% more
Neighborhoods with Similar Populations
- Doylestown Historic District: Insurance costs 14.73% less
- Loma Linda: Insurance costs 30.09% more
- Verplanck: Insurance costs 33.27% more
- Trinity Park: Insurance costs 17.60% less
- Tall Grass: Insurance costs 3.56% less
- Southdale: Insurance costs 9.80% more
- Mohican Regent: Insurance costs 159.74% more
- Gorgas: Insurance costs 17.42% more
- Fry Springs: Insurance costs 25.28% less
- Fisher-Mill Plain-Fisher's Village: Insurance costs 7.30% less