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Get Cheap Car Insurance in South East Lake, Birmingham, AL
We monitor insurance prices, helping the average driver in South East Lake save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in South East Lake
The chart below shows the cheapest car insurance company in South East Lake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| South East Lake Insurer | Monthly Cost |
|---|---|
| Travelers | $78 |
| Gainsco | $82 |
| State Farm | $86 |
| Safe Auto | $87 |
Savings for Every Kind of South East Lake Driver
Based on our extensive insurance data, we know the average South East Lake driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $437 per year by choosing the right vehicle insurance company. Some South East Lake residents are paying out over $1,764 extra every year for auto insurance in South East Lake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South East Lake, Birmingham, AL Savings / Yr. |
|---|---|
$437 |
|
$594 |
|
$557 |
|
$632 |
|
$1,372 |
|
$76 |
|
$373 |
South East Lake Car Insurance vs. Birmingham
People living in South East Lake pay an average of 10.07% more than the typical driver in the state. The average driver in South East Lake can expect to pay about $1,165 per year, or $1,764 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in South East Lake for most people.
Car Insurance Prices by South East Lake Neighborhood
Insurance Prices
Where is insurance cheapest within South East Lake?
The map shows insurance prices in and around South East Lake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $430 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,987 to a low of $1,557. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of South East Lake.Pick the Best Car Insurance Company for You in South East Lake
The best car insurance provider for most drivers in South East Lake
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $437 over the average South East Lake car insurance company.
The best car insurance provider for South East Lake drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $594 over the competition.
The best car insurance company for South East Lake drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $557 better than other car insurance companies.
The best auto insurance for South East Lake drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $632 less each year.
The least expensive car insurance company for new and young drivers in South East Lake
In South East Lake, Travelers costs young drivers $1,372 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South East Lake
State Farm gave the largest car insurance discounts to married couples, averaging $76 saved each year compared to an average South East Lake couple's premiums.
The cheapest car insurance in South East Lake for drivers with bad credit
The best South East Lake car insurance company for customer service
Nationwide was the best company for customer service in South East Lake according to the NAIC.
Recent price drops
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The cheapest large national provider in South East Lake
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average South East Lake driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South East Lake, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around South East Lake
What Influences the Cost of Car Insurance in South East Lake?
On average, car insurance in South East Lake is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South East Lake are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- South East Lake is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South East Lake is $97 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Roebuck: Insurance costs 10.66% more
- Huffman: Insurance costs 3.40% more
- Crestline: Insurance costs 8.67% less
- Spring Lake: Insurance costs 4.20% more
- Forest Park: Insurance costs 9.18% less
- Echo Highlands: Insurance costs 8.22% more
- Highland Park: Insurance costs 11.51% less
- Norwood: Insurance costs 3.40% less
- Southside: Insurance costs 9.69% less
- Redmont Park: Insurance costs 8.96% less
Neighborhoods with Similar Populations
- Belaire: Insurance costs 4.08% less
- Boca Teeca: Insurance costs 63.27% more
- Canterbury Green: Insurance costs 31.29% less
- Central Hammond: Insurance costs 14.40% less
- Confederate Point: Insurance costs 59.64% more
- Corn Hill: Insurance costs 40.14% more
- Dicken: Insurance costs 71.60% more
- Downtown Bradenton: Insurance costs 53.46% more
- Las Palmas: Insurance costs 13.89% more
- Eastside: Insurance costs 29.93% more