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Get Cheap Car Insurance in Huffman, Birmingham, AL
We monitor insurance prices, helping the average driver in Huffman save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Huffman
The chart below shows the cheapest car insurance company in Huffman for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Huffman Insurer | Monthly Cost |
|---|---|
| Travelers | $81 |
| Gainsco | $85 |
| State Farm | $88 |
| Safe Auto | $89 |
Savings for Every Kind of Huffman Driver
Based on our extensive insurance data, we know the average Huffman driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $452 per year by choosing the right vehicle insurance company. Some Huffman residents are paying out over $1,824 extra every year for auto insurance in Huffman. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Huffman, Birmingham, AL Savings / Yr. |
|---|---|
$452 |
|
$615 |
|
$576 |
|
$653 |
|
$1,418 |
|
$79 |
|
$386 |
Huffman Car Insurance vs. Birmingham
People living in Huffman pay an average of 13.80% more than the typical driver in the state. The average driver in Huffman can expect to pay about $1,204 per year, or $1,824 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Huffman for most people.
Car Insurance Prices by Huffman Neighborhood
Insurance Prices
Where is insurance cheapest within Huffman?
The map shows insurance prices in and around Huffman, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $473 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,089 to a low of $1,616. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of Huffman.Pick the Best Car Insurance Company for You in Huffman
The best car insurance provider for most drivers in Huffman
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $452 over the average Huffman car insurance company.
The best car insurance provider for Huffman drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $615 over the competition.
The best car insurance company for Huffman drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $576 better than other car insurance companies.
The best auto insurance for Huffman drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $653 less each year.
The least expensive car insurance company for new and young drivers in Huffman
In Huffman, Travelers costs young drivers $1,418 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Huffman
State Farm gave the largest car insurance discounts to married couples, averaging $79 saved each year compared to an average Huffman couple's premiums.
The cheapest car insurance in Huffman for drivers with bad credit
The best Huffman car insurance company for customer service
Recent price drops
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The cheapest large national provider in Huffman
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Huffman driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Huffman, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Huffman
What Influences the Cost of Car Insurance in Huffman?
On average, car insurance in Huffman is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Huffman is 29 minutes, which is a little more than average for a driver in the city.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Huffman are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Huffman is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Huffman is $100 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Spring Lake: Insurance costs 0.77% more
- Roebuck: Insurance costs 7.02% more
- South East Lake: Insurance costs 3.29% less
- Echo Highlands: Insurance costs 4.66% more
- Apple Valley: Insurance costs 0.82% more
- Crestline: Insurance costs 11.68% less
- Forest Park: Insurance costs 12.17% less
- Norwood: Insurance costs 6.58% less
- Highland Park: Insurance costs 14.42% less
- Redmont Park: Insurance costs 11.95% less
Neighborhoods with Similar Populations
- Takoma Park: Insurance costs 26.43% more
- Bryant: Insurance costs 11.51% less
- Cable-Westwood: Insurance costs 10.14% more
- Canaryville: Insurance costs 3.45% less
- Longbrook Estates: Insurance costs 4.28% less
- Sonoma Ranch: Insurance costs 0.55% more
- Southeast Quality: Insurance costs 24.34% less
- Suncrest: Insurance costs 22.31% less
- Adams Hill: Insurance costs 39.86% more
- Terra Vista: Insurance costs 10.91% more