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Get Cheap Car Insurance in Longbrook Estates, Bessemer, AL
We monitor insurance prices, helping the average driver in Longbrook Estates save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Longbrook Estates
The chart below shows the cheapest car insurance company in Longbrook Estates for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Longbrook Estates Insurer | Monthly Cost |
|---|---|
| Travelers | $77 |
| Gainsco | $81 |
| State Farm | $85 |
| Safe Auto | $86 |
Savings for Every Kind of Longbrook Estates Driver
Based on our extensive insurance data, we know the average Longbrook Estates driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $432 per year by choosing the right vehicle insurance company. Some Longbrook Estates residents are paying out over $1,746 extra every year for auto insurance in Longbrook Estates. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Longbrook Estates, Bessemer, AL Savings / Yr. |
|---|---|
$432 |
|
$588 |
|
$551 |
|
$625 |
|
$1,357 |
|
$75 |
|
$369 |
Longbrook Estates Car Insurance vs. Bessemer
People living in Longbrook Estates pay an average of 8.92% more than the typical driver in the state. The average driver in Longbrook Estates can expect to pay about $1,152 per year, or $1,746 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Longbrook Estates for most people.
Car Insurance Prices by Longbrook Estates Neighborhood
Insurance Prices
Where is insurance cheapest within Longbrook Estates?
The map shows insurance prices in and around Longbrook Estates, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $347 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,943 to a low of $1,596. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Longbrook Estates.Pick the Best Car Insurance Company for You in Longbrook Estates
The best car insurance provider for most drivers in Longbrook Estates
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $432 over the average Longbrook Estates car insurance company.
The best car insurance provider for Longbrook Estates drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $588 over the competition.
The best car insurance company for Longbrook Estates drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $551 better than other car insurance companies.
The best auto insurance for Longbrook Estates drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $625 less each year.
The least expensive car insurance company for new and young drivers in Longbrook Estates
In Longbrook Estates, Travelers costs young drivers $1,357 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Longbrook Estates
State Farm gave the largest car insurance discounts to married couples, averaging $75 saved each year compared to an average Longbrook Estates couple's premiums.
The cheapest car insurance in Longbrook Estates for drivers with bad credit
The best Longbrook Estates car insurance company for customer service
Nationwide was the best company for customer service in Longbrook Estates according to the NAIC.
Recent price drops
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The cheapest large national provider in Longbrook Estates
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Longbrook Estates driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Longbrook Estates, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Longbrook Estates
What Influences the Cost of Car Insurance in Longbrook Estates?
On average, car insurance in Longbrook Estates is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Longbrook Estates is 30 minutes, which is a little more than average for a driver in the city.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Longbrook Estates are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Longbrook Estates is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Longbrook Estates is $96 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Belview Heights: Insurance costs 7.50% more
- Riverchase Country Club: Insurance costs 3.72% less
- Crossgate: Insurance costs 3.61% less
- Arlington: Insurance costs 10.31% more
- Glen Iris: Insurance costs 6.76% less
- Five Points South: Insurance costs 10.25% less
- Southside: Insurance costs 8.76% less
- Redmont Park: Insurance costs 8.02% less
- Highland Park: Insurance costs 10.60% less
- Norwood: Insurance costs 2.41% less
Neighborhoods with Similar Populations
- Grayson Hill: Insurance costs 31.67% less
- Sonoma Ranch: Insurance costs 5.04% more
- Settlers Landing: Insurance costs 54.98% more
- Serra Highlands: Insurance costs 24.28% more
- Schorsch: Insurance costs 6.01% more
- Sardis Woods: Insurance costs 26.00% less
- Saint Anthony: Insurance costs 128.58% more
- Royal Land: Insurance costs 81.56% more
- Roosevelt: Insurance costs 6.93% less
- Lincoln Villas: Insurance costs 61.23% more