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Get Cheap Car Insurance in Lincoln Villas, Jacksonville, FL
We monitor insurance prices, helping the average driver in Lincoln Villas save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Lincoln Villas
The chart below shows the cheapest car insurance company in Lincoln Villas for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Lincoln Villas Insurer | Monthly Cost |
|---|---|
| Geico | $134 |
| State Farm | $143 |
| Gainsco | $186 |
| Bristol West | $186 |
Savings for Every Kind of Lincoln Villas Driver
Based on our extensive insurance data, we know the average Lincoln Villas driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $824 per year by choosing the right vehicle insurance company. Some Lincoln Villas residents are paying out over $2,815 extra every year for auto insurance in Lincoln Villas. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lincoln Villas, Jacksonville, FL Savings / Yr. |
|---|---|
$824 |
|
$1,209 |
|
$930 |
|
$921 |
|
$2,925 |
|
$799 |
|
$1,165 |
Lincoln Villas Car Insurance vs. Jacksonville
People living in Lincoln Villas pay an average of 6.55% more than the typical driver in the state. The average driver in Lincoln Villas can expect to pay about $2,570 per year, or $2,815 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Lincoln Villas for most people.
Car Insurance Prices by Lincoln Villas Neighborhood
Insurance Prices
Where is insurance cheapest within Lincoln Villas?
The map shows insurance prices in and around Lincoln Villas, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $718 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,182 to a low of $2,464. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southwest parts of Lincoln Villas.Pick the Best Car Insurance Company for You in Lincoln Villas
The best car insurance provider for most drivers in Lincoln Villas
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $824 over the average Lincoln Villas car insurance company.
The best car insurance provider for Lincoln Villas drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,209 over the competition.
The best car insurance company for Lincoln Villas drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $930 better than other car insurance companies.
The best auto insurance for Lincoln Villas drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $921 less each year.
The least expensive car insurance company for new and young drivers in Lincoln Villas
In Lincoln Villas, Geico costs young drivers $2,925 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lincoln Villas
Geico gave the largest car insurance discounts to married couples, averaging $799 saved each year compared to an average Lincoln Villas couple's premiums.
The cheapest car insurance in Lincoln Villas for drivers with bad credit
The best Lincoln Villas car insurance company for customer service
Allstate was the best company for customer service in Lincoln Villas according to the NAIC.
Recent price drops
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The cheapest large national provider in Lincoln Villas
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lincoln Villas driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lincoln Villas, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Lincoln Villas
What Influences the Cost of Car Insurance in Lincoln Villas?
On average, car insurance in Lincoln Villas is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lincoln Villas is 35 minutes, which is a little more than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lincoln Villas are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Lincoln Villas is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lincoln Villas is $214 per month for minimum coverage and $235 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Sherwood Forest: Insurance costs 6.39% more
- Biscayne Terrace: Insurance costs 3.34% less
- Magnolia Gardens: Insurance costs 1.99% more
- Forest Trails: Insurance costs 8.21% less
- Riverview: Insurance costs 2.59% more
- Grand Park: Insurance costs 8.24% more
- 45th and Moncrief: Insurance costs 8.56% more
- Lake Forest: Insurance costs 2.20% more
- Highlands: Insurance costs 1.42% more
- Moncrief Park: Insurance costs 5.36% more
Neighborhoods with Similar Populations
- Kaseberg-Kingswood: Insurance costs 32.79% less
- Washington Village: Insurance costs 14.53% less
- 9th and 9th: Insurance costs 47.39% less
- McKinney: Insurance costs 36.13% less
- Madison Park: Insurance costs 42.56% less
- Lucas: Insurance costs 56.77% less
- Longbrook Estates: Insurance costs 37.98% less
- Linwood: Insurance costs 41.56% less
- Lindsay Park: Insurance costs 52.79% less
- Lakewood: Insurance costs 8.49% less