Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Biscayne Terrace, Jacksonville, FL
We monitor insurance prices, helping the average driver in Biscayne Terrace save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Biscayne Terrace
The chart below shows the cheapest car insurance company in Biscayne Terrace for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Biscayne Terrace Insurer | Monthly Cost |
|---|---|
| Geico | $130 |
| State Farm | $138 |
| Gainsco | $180 |
| Bristol West | $180 |
Savings for Every Kind of Biscayne Terrace Driver
Based on our extensive insurance data, we know the average Biscayne Terrace driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $796 per year by choosing the right vehicle insurance company. Some Biscayne Terrace residents are paying out over $2,721 extra every year for auto insurance in Biscayne Terrace. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Biscayne Terrace, Jacksonville, FL Savings / Yr. |
|---|---|
$796 |
|
$1,169 |
|
$899 |
|
$890 |
|
$2,828 |
|
$773 |
|
$1,126 |
Biscayne Terrace Car Insurance vs. Jacksonville
People living in Biscayne Terrace pay an average of 3.01% more than the typical driver in the state. The average driver in Biscayne Terrace can expect to pay about $2,485 per year, or $2,721 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Biscayne Terrace for most people.
Car Insurance Prices by Biscayne Terrace Neighborhood
Insurance Prices
Where is insurance cheapest within Biscayne Terrace?
The map shows insurance prices in and around Biscayne Terrace, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $94 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,803 to a low of $2,709. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Biscayne Terrace.Pick the Best Car Insurance Company for You in Biscayne Terrace
The best car insurance provider for most drivers in Biscayne Terrace
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $796 over the average Biscayne Terrace car insurance company.
The best car insurance provider for Biscayne Terrace drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,169 over the competition.
The best car insurance company for Biscayne Terrace drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $899 better than other car insurance companies.
The best auto insurance for Biscayne Terrace drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $890 less each year.
The least expensive car insurance company for new and young drivers in Biscayne Terrace
In Biscayne Terrace, Geico costs young drivers $2,828 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Biscayne Terrace
Geico gave the largest car insurance discounts to married couples, averaging $773 saved each year compared to an average Biscayne Terrace couple's premiums.
The cheapest car insurance in Biscayne Terrace for drivers with bad credit
The best Biscayne Terrace car insurance company for customer service
Allstate was the best company for customer service in Biscayne Terrace according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Biscayne Terrace, which was better than other insurers.
The cheapest large national provider in Biscayne Terrace
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Biscayne Terrace driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Biscayne Terrace, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Biscayne Terrace
What Influences the Cost of Car Insurance in Biscayne Terrace?
On average, car insurance in Biscayne Terrace is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Biscayne Terrace are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Biscayne Terrace has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Biscayne Terrace is $207 per month for minimum coverage and $227 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Sherwood Forest: Insurance costs 10.07% more
- Lincoln Villas: Insurance costs 3.45% more
- Riverview: Insurance costs 6.14% more
- Biscayne: Insurance costs 10.22% less
- Forest Trails: Insurance costs 5.03% less
- Highlands: Insurance costs 4.92% more
- Turtle Creek: Insurance costs 2.35% less
- Lake Forest: Insurance costs 5.73% more
- Magnolia Gardens: Insurance costs 5.51% more
- 45th and Moncrief: Insurance costs 12.31% more
Neighborhoods with Similar Populations
- Agua Dulce: Insurance costs 35.43% less
- Northeast Heights: Insurance costs 37.34% less
- North Lake Waco: Insurance costs 37.34% less
- Shady Park Neighbourhood: Insurance costs 7.20% more
- Columbine Knolls South: Insurance costs 25.40% less
- Rogers Park: Insurance costs 31.53% less
- Prince Tucson: Insurance costs 34.91% less
- Point Pleasant Manor: Insurance costs 36.24% less
- Park Hill: Insurance costs 44.91% less
- Crescent Area Historic District: Insurance costs 13.49% less