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Get Cheap Car Insurance in Settlers Landing, Jacksonville, FL
We monitor insurance prices, helping the average driver in Settlers Landing save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Settlers Landing
The chart below shows the cheapest car insurance company in Settlers Landing for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Settlers Landing Insurer | Monthly Cost |
|---|---|
| Geico | $129 |
| State Farm | $137 |
| Gainsco | $179 |
| Bristol West | $179 |
Savings for Every Kind of Settlers Landing Driver
Based on our extensive insurance data, we know the average Settlers Landing driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $792 per year by choosing the right vehicle insurance company. Some Settlers Landing residents are paying out over $2,706 extra every year for auto insurance in Settlers Landing. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Settlers Landing, Jacksonville, FL Savings / Yr. |
|---|---|
$792 |
|
$1,163 |
|
$894 |
|
$885 |
|
$2,812 |
|
$768 |
|
$1,120 |
Settlers Landing Car Insurance vs. Jacksonville
People living in Settlers Landing pay an average of 2.44% more than the typical driver in the state. The average driver in Settlers Landing can expect to pay about $2,471 per year, or $2,706 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Settlers Landing for most people.
Car Insurance Prices by Settlers Landing Neighborhood
Insurance Prices
Where is insurance cheapest within Settlers Landing?
The map shows insurance prices in and around Settlers Landing, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $84 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,757 to a low of $2,673. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Settlers Landing.Pick the Best Car Insurance Company for You in Settlers Landing
The best car insurance provider for most drivers in Settlers Landing
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $792 over the average Settlers Landing car insurance company.
The best car insurance provider for Settlers Landing drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,163 over the competition.
The best car insurance company for Settlers Landing drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $894 better than other car insurance companies.
The best auto insurance for Settlers Landing drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $885 less each year.
The least expensive car insurance company for new and young drivers in Settlers Landing
In Settlers Landing, Geico costs young drivers $2,812 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Settlers Landing
Geico gave the largest car insurance discounts to married couples, averaging $768 saved each year compared to an average Settlers Landing couple's premiums.
The cheapest car insurance in Settlers Landing for drivers with bad credit
The best Settlers Landing car insurance company for customer service
Allstate was the best company for customer service in Settlers Landing according to the NAIC.
Recent price drops
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The cheapest large national provider in Settlers Landing
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Settlers Landing driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Settlers Landing, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Settlers Landing
What Influences the Cost of Car Insurance in Settlers Landing?
On average, car insurance in Settlers Landing is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Settlers Landing is 33 minutes, which is a little more than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Settlers Landing are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Settlers Landing is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Settlers Landing is $206 per month for minimum coverage and $226 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Chimney Lakes: Insurance costs 3.55% less
- McGirts Creek: Insurance costs 2.77% more
- Jacksonville Heights South: Insurance costs 0.22% more
- Argyle Forest: Insurance costs 4.84% more
- Jacksonville Heights: Insurance costs 3.29% more
- Duclay: Insurance costs 4.29% less
- Oak Hill: Insurance costs 0.74% less
- Jacksonville Heights West: Insurance costs 0.78% less
- Herlong: Insurance costs 3.55% more
- Cedar Hills: Insurance costs 2.00% more
Neighborhoods with Similar Populations
- Geist: Insurance costs 54.03% less
- Lucas: Insurance costs 55.03% less
- Lindsay Park: Insurance costs 50.89% less
- Lake Lucina: Insurance costs 1.00% more
- Kent Corner: Insurance costs 15.63% less
- Kensington: Insurance costs 23.87% less
- Hot Wells: Insurance costs 27.20% less
- Highwood: Insurance costs 7.32% less
- Highland Park: Insurance costs 29.90% less
- Grayson Hill: Insurance costs 55.91% less