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Get Cheap Car Insurance in Kensington, San Diego, CA
We monitor insurance prices, helping the average driver in Kensington save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Kensington
The chart below shows the cheapest car insurance company in Kensington for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Kensington Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $58 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of Kensington Driver
Based on our extensive insurance data, we know the average Kensington driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $659 per year by choosing the right vehicle insurance company. Some Kensington residents are paying out over $2,060 extra every year for auto insurance in Kensington. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kensington, San Diego, CA Savings / Yr. |
|---|---|
$659 |
|
$1,207 |
|
$954 |
|
$1,677 |
|
$861 |
|
$373 |
|
$0 |
Kensington Car Insurance vs. San Diego
People living in Kensington pay an average of 2.61% more than the typical driver in the state. The average driver in Kensington can expect to pay about $965 per year, or $2,060 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Kensington for most people.
Car Insurance Prices by Kensington Neighborhood
Insurance Prices
Where is insurance cheapest within Kensington?
The map shows insurance prices in and around Kensington, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $267 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,210 to a low of $1,943. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Kensington.Pick the Best Car Insurance Company for You in Kensington
The best car insurance provider for most drivers in Kensington
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $659 over the average Kensington car insurance company.
The best car insurance provider for Kensington drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,207 over the competition.
The best car insurance company for Kensington drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $954 better than other car insurance companies.
The best auto insurance for Kensington drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,677 less each year.
The least expensive car insurance company for new and young drivers in Kensington
In Kensington, State Farm costs young drivers $861 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kensington
Progressive gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average Kensington couple's premiums.
The cheapest car insurance in Kensington for drivers with bad credit
The best Kensington car insurance company for customer service
Nationwide was the best company for customer service in Kensington according to the NAIC.
Recent price drops
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The cheapest large national provider in Kensington
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Kensington driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kensington, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Kensington
What Influences the Cost of Car Insurance in Kensington?
On average, car insurance in Kensington is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kensington are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Kensington is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Kensington is $80 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Normal Heights: Insurance costs 0.15% more
- Talmadge: Insurance costs 1.55% less
- East San Diego: Insurance costs 6.17% more
- City Heights East: Insurance costs 5.78% more
- City Heights West: Insurance costs 3.79% more
- Grantville: Insurance costs 4.42% less
- El Cerritos: Insurance costs 1.07% less
- North Park San Diego: Insurance costs 0.44% less
- College Area: Insurance costs 2.23% less
- University Heights: Insurance costs 0.05% more
Neighborhoods with Similar Populations
- Adair Park: Insurance costs 15.29% more
- Yorktown: Insurance costs 6.41% more
- Wildwood Park: Insurance costs 13.35% more
- Washington Park: Insurance costs 27.28% less
- Bear Creek: Insurance costs 3.64% less
- Bayfront: Insurance costs 31.12% less
- Baseline-Hardy: Insurance costs 5.78% less
- Athenia: Insurance costs 7.67% more
- Arden: Insurance costs 30.83% less
- Arborwood: Insurance costs 16.07% more